However, I only knew that it could be used when using the product, but it was a little difficult to know how my grade was and where I could inquire it.
So, this time, let’s take a look at how to check this communication level. 통신등급 조회
What is communication level?
It is a kind of credit rating determined based on customer information of those who use the three major telecommunication companies. 이베이스매뉴얼
In the past, it was simply used for the interest rate or the limit of small payments when opening a mobile phone or installing a terminal, but these days, as mentioned earlier, it is also used for loans.
In particular, as more and more financial products are used with smartphones, more and more financial companies are launching more and more products that are used through them.
Communication level inquiry method
For SKT Telecom users, you can check the communication level through the T-score of the Finck app.
First, install the Finck application, sign up, and then select Assets > Credit > T Score to check it.
You can check not only your score, but also your rate information and your subscription information.
For those who use KT, you can check through the KT financial benefit information site.
You do not need to sign up separately, you can check your grade simply by verifying your identity.
However, since I am using LG Telecom, I can’t use both…
So I can only give you information, but there is a downside to not being able to use all of it…
What is Ellie doing?
What products can be used through communication grade?
This time, while looking at the contents of the telecommunication rating inquiry, I realized that various emergency funds can be used in addition to the All One Emergency Loan of Woori Bank and Nonghyup.
We will post more product information on this content later.
First of all, there were so many banks from Finck to BNK Savings Bank.
1Qualifications and Conditions for Financial Emergency Loan Is it actually possible to become unemployed?
1Qualifications and Conditions for Use of 1Financial Emergency Loan Is it really possible to be unemployed?1What are the types of financial emergency loan?
organize
This time, we learned how to check the communication level.
In fact, these days, I am getting a little depressed because I often miss postings that I am working hard on.
Maybe it’s a time when I need to feel that I’m lacking a lot more than others and think that I need to work harder.
It’s already Saturday afternoon and time is moving towards the evening.
I hope the rest of the weekend has a good weekend as well.
Convenient financial benefits inquiry based on telecommunication credit rating
Do you know about KT’s new service?
This year, the world is having a difficult year in various ways due to the Corona 19.
Office workers are increasingly working from home, and their livelihoods are being threatened as existing jobs are disappearing one by one in each field.
There are not many people around.
We want to do our best, but the reality is that there are a lot of difficulties.
Fortunately, the government and local governments are providing disaster relief funds to temporarily overcome the crisis, but no one knows what will happen in the future.
Not knowing seems to exacerbate anxiety.
Many people say that KT has launched a new service that can be welcome news in this difficult situation.
Today, I would like to talk about KT’s new service called Financial Benefit Information Service.
The financial benefit information service is provided for high-quality customers who do not have arrears or non-payment of telecommunication bills, even if their credit rating is low, so it is difficult to get a loan.
This is a financial benefit information service that allows people who have been rejected to receive benefits.
If your credit rating is low, it will be difficult to get a loan from a general bank or financial sector, and eventually you will go to the stage of using bonds.
You could be in a pretty dangerous situation.
For these people, there is a service that provides financial benefits only to high-quality customers who do not have arrears or non-payment of telecommunication bills even if their credit rating is low.
It is a financial benefit information service.
Communication credit rating, which is important when using new KT services, is important for KT customers to obtain benefits when using financial services.
This is a rating that evaluates the customer’s creditworthiness based on service information.
This means that it has nothing to do with financial credit ratings and only relates to the telecom sector.
In other words, if there is no terminal arrears or non-payment of charges, the communication credit rating will be lowered if it is higher.
The key to KT financial services is that financial products can be inquired only by telecommunication credit ratings.
Those who are eligible to use the financial benefit information service are those who have no or insufficient financial transaction records, high interest rates or loan refusal.
Customers who are having a hard time.
In particular, there are more and more people who want to use it as emergency living funds in relation to COVID-19.
Among these people, the higher the telecommunication credit rating, the higher the financial benefits, so I think it would be good to use it.
So, what should people who need financial loans do to use KT’s new financial benefit information service?
1. Access the financial benefit information site
2.Inquire about communication credit rating and communication/credit information after identity verification
3. Guide to interest rate cut benefits by grade
4.Check the interest rate cut benefits and apply after visiting a financial company
The application process is not too difficult, so don’t worry, anyone can use it.
Check your telecom credit rating and see my financial benefits
If you are using KT, you must first check your telecommunication credit rating through personal authentication and receive financial benefits by each financial company.
You can check it. Credit rating and financial benefits are high when there is no arrears in terminal installments or non-payment of telecommunication charges.
Please note.
Unfortunately, those who have arrears in terminal installment payments or non-payment of telecommunication bills may have lower financial benefits.
I also checked through mobile phone verification to see what financial benefits I could receive.
The telecom credit rating is fortunately grade 1, and loans of up to 11% were possible through BNK Capital.
If you look at the interest rate, it is 14% for general loans and 11% for KT customer-only loans.
In this case, the interest rate is lowered by 3.8%. The benefit close to 4% is never for those who are in need of money right now.
Since it is not a small amount, I think it would be better to use KT financial services rather than general loans.
If you want to get a loan at this interest rate, click <Go to> to access the BNK Capital site.
Just go through the loan process.
As a special promotion for KT customers in commemoration of the launch of new KT services, additional interest rate discount benefits from July 15
It is held in the form of an event.
It is an event that lowers interest rates when BNK Capital and KT meet.
I can. Up to 2.3% reduction and additional reduction of up to 2.0% during interest rate discount promotion
This is a great benefit for those who need a loan in a hurry.
Please note that financial benefits may vary depending on individual loan circumstances.
Check out special promotions for KT customers
This post was written in partnership with the company.