I went in toss while organizing my bankbook today, and there are a lot of new services. It’s a bank that always tries various things, so if you go in once, it’s fun and there are times when you give various benefits, so you look at it with interest.
Finally, the Toss Bank meeting bank card came out!
It is useful because it can be conveniently used when several people collect or spend money together. We are using Kakao Bank’s meeting passbook, and it is convenient as it allows members to check deposit and withdrawal details individually, while collecting membership fees for family gatherings and money used by friends in one place.
However, in Toss, you can create multiple cards, so any member can use it, which is different! 토스뱅크 모임카드
It seems to be the concept that everyone can collect but pay.
Usually, when family or friends gather, there is someone who acts as an accountant, so it is sometimes convenient for one person to manage, but on the other hand, if the schedule is divided into several people, it would be convenient to have more cards. 이베이스매뉴얼
Most importantly, you can receive cashback of up to 7,500 won per month, once a day, 5 times a month, as a benefit of the Toss Bank meeting passbook card.
If you receive more than 10,000 won per transaction, you can receive 500 won, and if you receive less than 10,000 won per transaction, you can receive 100 won. It may not be a lot of money, but if it’s money you have to spend anyway, it’s better to have cashback.
However, there is something to be aware of.
Cashback is provided once a day for each service area, so only the first payment of the day is provided.
Restaurants and pubs are provided only for use between 19:00 and 24:00 based on the approved time, so it can only be used for dinner time meetings.
Cash back is provided for payments made through simple payment (Naver Pay, Kakao Pay), online payment, purchase of gift certificates, E-Mart Everyday usage amount, amount used at rental stores such as department stores, discount stores, outlets, shopping malls, airports, hotels, resorts, railroad stations, food courts, etc. Excluded.
It’s a pity that there are more things excluded than expected! It seems that it should be used according to the nature of the meeting.
The issuance target is 17 years of age or older, and joint names are also possible. However, in order to issue a card, the consent of all other joint holders is required.
There is no annual fee, and you can choose between overseas use or domestic use. The issuance fee is 2,000 won, but the first issuance per bankbook is free. However, there is a fee of 2,000 won each when additional members make it.
The usage limit is 1 million won per card per day, up to 20 million won per month, and up to 10 million won per bankbook per day.
Toss meeting passbook & card making
You must first create and apply for a meeting passbook.
Toss meeting bankbook interest is 2.3% per annum, and you receive up to 10,000 won as a subsidy each time you invite a friend. If you make it right now, there is no reason not to do it because it is an advantageous benefit!
A meeting with a large number of members would be advantageous.
Members need permission when they want to withdraw money or create a card. Authorization can be obtained if all other co-names agree, and real name verification is required.
You can see that there is one opportunity per person because you can receive the meeting support fund once per person, and you cannot receive the support fund from the meeting bankbook that participates afterwards.