케이뱅크 사잇돌 대출Submission time 2021-08-02 08:55
On the 2nd, Internet-only bank K Bank announced that it has launched a mobile-only Saitdol loan that can be applied for 100% non-face-to-face on the K Bank app without submitting any additional documents.
Saitdol loan is a high-interest loan product provided to low- and medium-credit borrowers with a guarantee from Seoul Guarantee Insurance in accordance with government policy.
(Seoul=Yonhap News) Reporter Kim Yeon-jeong = Internet-only bank K Bank announced on the 2nd that it has launched a mobile-only Saitdol loan that can be applied for 100% non-face-to-face on the K Bank app without submitting any additional documents.
Saitdol loan is a high-interest loan product provided to low- and medium-credit borrowers with a guarantee from Seoul Guarantee Insurance in accordance with government policy.
This product can be applied for by not only wage earners with a period of employment of 3 months or more and an annual income of 15 million won or more, but also self-employed individuals with a business of 6 months or more and an annual income of 10 million won or more based on the income certificate. The loan limit is 20 million won, and the lowest interest rate is 4.63% per annum (as of August 2).
The loan repayment period can be extended for up to 5 years in the form of equal principal and interest repayment. There is no early repayment fee.
Starting from the end of July, K Bank raised the limit of ‘Credit Loan Plus’, a high-interest loan product for low- and medium-credit borrowers, from 50 million won to 150 million won and expanded the approval range. Credit Loan Plus is available to non-salary customers such as office workers and self-employed people.
yjkim84@yna.co.kr
Report to KakaoTalk okjebo
2021/08/02 08:55 Sent
(C) Yonhapnews [CEO] Hwang Dae-il [Editor] Shim In-seong
