정부지원 대출상품 종류In the case of government-backed loans, they are handled by first- and second-tier financial institutions or public institutions such as the Credit Recovery Committee.
Although it is far from a government-backed loan, if you use high-interest debt, such as from a loan company, problems may arise when returning to institutional loans in the future.
While there are products that can be reused after normal repayment, there are products that cannot be reused, so please check through inquiries when consulting or applying for a loan.
If you have been engaging in activities that contribute to a decline in your credit score, such as excessive use of credit cards, late card payments, or late loan repayments, it is safe to say that it is virtually impossible to use institutional loans. When using a loan, the applicant’s employment and income conditions are important, but the most important thing is credit score. Even if you have a good job and a high income, it is correct to say that it is difficult for people with credit problems to get institutional loans. In the case of low-income and low-income people, if institutional loans are not possible, high-interest debt will inevitably come into view, and high-interest debt is immediately available. Only then can you put out a big fire, but you must be careful because normal daily life can become difficult due to the large interest that must be repaid later. The government supports various low-income loan products for the low-income class. Representative examples include Sunshine Loan and New Hope Spore. There are a variety of products such as safety net loans, side loans, and refinance loans. Although the detailed qualifications for each product are different, it is a product that can be used by most low-credit and low-income people, and because it supports the necessary loans under various conditions, many people from low-income and low-income people with low credit can use it. You can use it. If you would like to know more about the types, limits, and interest rates of government-backed loans, please check below.
This is a government-supported youth start-up support fund that supports young business owners with technical skills and business feasibility with less than 3 years of experience. It is aimed at young people under the age of 39. Check detailed eligibility requirements and support scale.
This is the Stepping Stone Loan, a housing mortgage loan product of the Housing and Urban Fund that can be used by first-time homebuyers who meet the requirements for not owning a home. Check detailed loan eligibility, limit, and interest rate conditions.
Government-supported low-interest loan (https://www.ohada.co.kr/)
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