The ‘Integrated Credit Finance Association Card Point Inquiry Service’ has appeared, which allows you to transfer the credit card points scattered across each credit card company at once. In the meantime, in order for consumers to cash points distributed across multiple card companies, they had to install all the applications for each card company and then transfer and withdraw accounts one by one. However, with this integrated card point inquiry service, all credit card company points can be deposited into a designated account at once, increasing customer convenience.
So, let’s take a look at some frequently asked questions. 여신금융협회 카드포인트 통합 조회
index
1. Cards subject to integrated card point inquiry 좋은뉴스
2. Credit Finance Association Card Point Integrated Inquiry How to deposit into account (PC version)
3. Credit Finance Association Card Point Integrated Inquiry How to deposit into account (mobile version)
4. Card Point Integrated Inquiry Frequently Asked Questions
5. Card point integrated inquiry usage time check time (+deposit time)
6. Card point integrated inquiry site address, link
1. Cards subject to integrated card point inquiry
Eight credit card companies, including Shinhan Card, Samsung Card, Hyundai Card, Lotte Card, Woori Card, KB Kookmin Card, Hana Card, and BC Card, and 3 concurrently operated cards including Nonghyup Card, Citi Card, and Post Office Card It’s a card company. However, affiliate points that can only be used at certain affiliated stores are excluded from the subject because 1:1 exchange with cash is not guaranteed. At this time, Hyundai Card M points cannot be converted into cash immediately due to the special nature of 1 won per 1.5 points.
2. Credit Finance Association Card Point Integrated Inquiry How to deposit into account (PC version)
If you go to the credit finance association card point integration inquiry site below and follow the steps below, the deposit will proceed immediately.
3. Credit Finance Association Card Point Integrated Inquiry How to deposit into account (mobile version)
The mobile version is also not difficult. In the same way, after entering the card point integrated inquiry search, enter the site and proceed in order.
4. Card Point Integrated Inquiry Frequently Asked Questions
Q.Who can use the card point integrated inquiry and account transfer service?
A. This service can only be used by individual members such as credit card companies, including foreigners, and cannot be used by corporate members.
Q.What kind of information about card points can be viewed?
A. You can check the information about the remaining amount of the points* held by the card member, the amount expected to expire, and the month to be expired.
* Some affiliate points may not be searched.
※ In relation to the expiry of points, the validity period of card points is usually 5 years (60 months), but there are cases where the validity period is 1 to 3 years or unlimited depending on the point provider (card company and affiliates, etc.) and the type of point.
Q. What is the point of accumulation of the inquired card points?
A. Card points are usually valid for 5 years (60 months), but depending on the point provider (card company and affiliates, etc.), the type of point, etc., the validity period may be 1 to 3 years or unlimited.
Q.What are the available hours and number of times to apply for the credit card point deposit service?
A. You can use the card point deposit service from 00:30 to 23:30* every day, and each card company can apply for account deposit only once a day. * Restriction of service use as account deposit is not possible during system maintenance hours (23:30 ~ 00:30)
Q.What card points can I apply for account transfer?
A. Points that can be converted into cash through this service are representative points of each card company. In the case of other points, it is difficult to directly convert points into cash due to contractual relationships with point partners.
▶ List of points that can be applied for account transfer by each company
・ L.POINT (Lotte Card), TOP Point (BC Card), Bonus Point (Samsung Card),
My Shinhan Point (Shinhan Card), Webi Honey Money/Moa Point (Woori Card), Hana Money (Hana Card)*,
H-Coin (Hyundai Card)**, Point Lee (KB Kookmin Card), NH Point (NH Nonghyup Card),
Citi Point (Citi Card), Post Office Point (Post Office)
* In the case of Hana Money, all of Hana Card’s Yes, Hana, and Hana members points are summed up and searched as ‘Hana Money’
** Hyundai Card M points can be converted to H-Coin through the web/app/consultation center (1M point = 2/3 H-Coin)
Q.What is the rate of conversion of card points into cash?
A. The card point conversion rate is 1 won per point, and you can apply for bank transfer from 1 point.
Q.Can I apply for deposit to any account I want?
A. You can apply for a deposit only to an account under your own name, which has been verified as a normal account through account verification. It is not possible to apply for deposit.
Q.Is it possible to cancel the card point deposit application?
A. Upon completion of the card point deposit application, cancellation or correction of the application is not possible. If you would like to convert the deposit amount back to points, please contact each credit card company.
Q. What should I do if the credit card points normally applied for deposit are not deposited even after the deposit deadline has passed?
A. The association provides only business related to card point deposit application to each card company through this service, so it is difficult to check the deposit status after application.
Therefore, in the event that a deposit application has been made normally, but the amount of points does not come into the deposit application account by the guided deposit deadline, you can check the exact details by contacting the customer center of the relevant card company directly.
□ Customer center number by credit card company
– Lotte Card: 1588-8100 – BC Card: 1588-4000 – Samsung Card: 1588-8700
– Shinhan Card: 1544-7000 – Woori Card: 1588-9955 – Hana Card: 1800-1111
– Hyundai Card: 1577-6000 – KB Kookmin Card: 1588-1688 – NH Nonghyup Card: 1644-4000
– Citi Card: 1566-1000 – Post Office: 1588-1900
5. Card point integrated inquiry usage time check time (+deposit time)
The integrated card point inquiry service is available from 00:00 to 24:00 every day, and account deposits are processed immediately upon application.
However, if you apply after 8 pm, depending on the situation, the deposit processing may be delayed depending on each bank and service.
Q. When will the credit card points I applied for bank transfer be transferred to my account?
A. Points applied for direct deposit will be transferred to the account in your name entered in real time or within the next business day (varies by card company).
※ Even if the actual card point deposit is completed on the next business day, the deduction for the points requested for deposit will be reflected immediately based on the completion of the deposit application.
▶ Information on the deadline for depositing points into account for each company
ㅇ Real-time deposit processing card company
・ BC Card, Shinhan Card, Woori Card, KB Kookmin Card, NH Nonghyup Card
ㅇ Real-time and next business day deposit processing parallel credit card company
・ Lotte Card*: Real-time deposit processing when applying for deposit between 08:00 and 22:30
・ Hyundai Card*: 08:00~22:30 (business days) Real-time deposit processing when requesting a deposit
・ Hana Card*: 08:00~22:30 (business days) Real-time deposit processing when requesting a deposit
(However, in the case of Hana Card, it is limited to applications of KRW 10,000 or more)**
* For deposit requests outside of these hours, deposits will be processed sequentially at the first real-time deposit possible application time after application
ㅇ Next business day payment processing card company
・ Samsung Card, Citi Card, Post Office
6. Card point integrated inquiry site address, link
▶ Using the website: access www.cardpoint.or.kr
▶ Using the smartphone app: Download and run the ‘card point inquiry’ app for free from the Google Play Store (Android phone only) or access m.cardpoint.or.kr on mobile