신용회복위원회 소액대출 Credit Recovery Commission Small Loan Conditions and Application Method – Support up to KRW 5 million

The Credit Recovery Committee can receive up to 5 million won in living stabilization funds for sincere repayment.

You can apply online and execute the loan.

I would like to introduce the qualification requirements and how to apply because you can apply even during individual rehabilitation.

Credit Recovery Commission Small Loan Terms

In the case of faithfully repaying the principal and interest for more than 6 months after the credit recovery adjustment is confirmed, or if it is completed in 3 years

Not more than three times of non-payment history within one year as of the date of application

an annual income of less than 45 million won

Loans incurred in addition to 15 million won or less after the debt adjustment is confirmed

You can apply if you meet the above conditions

Type of loan

loan limit

Repayment method

a living stabilization fund

(= Small loan)

Up to 5 million won

(1st + 2nd)

within three years

Equal repayment of principal and interest

Within 4.0% annual interest rate

If you apply for the first time, you can apply for the second time if you receive the first loan and repay it without arrears until the sixth payment

In summary, the 1st + 2nd total is up to 5 million won, and the 1st round is up to 3 million won.

If you received 3 million won for the first round, it means that you can apply for the second round up to 2 million won after 6 months

Small loans from the Credit Recovery Commission during individual rehabilitation

It’s not just people who are recovering credit that can get microloans,

Even if you are undergoing individual rehabilitation, you can apply for a credit recovery small loan. Please see the details below

Terms of Credit Guarantee Loan during Individual Rehabilitation

No reimbursement payment due

Payment must be made more than 12 times

Annual income of 45 million won or less

necessary documents

Decision on Individual Rehabilitation Authorization

Certificate of payment for performance of reimbursement (can be issued by visiting the civil service office of the application court)

Only available for branch visits (Representational number: 1600-5500)

You can refer to the qualification requirements and necessary documents. If you are in individual rehabilitation, you can only do it through a visit to the branch, so you can consult with the representative number before proceeding.

How to apply for a small loan by the Credit Recovery Committee

[Credit Recovery Committee Cyber Branch] to the website

Log in with ID/password and click Apply for Loan on the In Progress tab

 

Press Apply

Select All and click OK

You can use the [joint certificate] on your PC to authenticate yourself

If the condition is impossible after certification, you can check the reason.

If possible, you can proceed by watching the video and following the guide.

​신용회복위원회 소액대출

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Credit Recovery Commission Small Loan Remittance Example

When the loan application is completed, it will be marked [to be deposited by XX on XX] and you can receive the remittance.

신용회복위원회 소액대출

In the application process, there are cases where it cannot proceed with the message [in-depth subject].

In this case, it is not possible to apply online, so you should contact the branch office for detailed reasons and proceed with face-to-face consultation.