Card users do not carry cash, so it is very convenient to use in real life. Even if you do not have enough funds when using a card, it is convenient when you need to use money urgently because it supports installment payments or cash advances.
If you need a large amount, you may be wondering how much is the limit supported by Samsung Card and what is the fee.
Samsung Card Loan Confirmation
First, I checked the information provided by Samsung Card.
There are short-term card loans and long-term card loans available at Samsung Card. 삼성카드 할부수수료
Short-term credit card loans are a way to receive cash advances using Samsung Card at 24-hour ATMs. In the case of cash advance, the limit is low, so it is recommended to use it urgently and repay it immediately. In the case of cash advances, a short-term loan has a high interest rate, so fees may be high.
The short-term card loan interest rate is 4.9% per annum, with a maximum interest rate of 19.9%, and the minimum amount is 10,000 won.
Long-term credit card loans, called card loans, must be applied for online and through the customer center. You can access the Samsung Card app and website, search for a long-term card loan, and follow the instructions. 이베이스매뉴얼
You can repay in installments up to 36 months, and you can borrow a large amount of money up to 50 million won.
Samsung Card Card Loan Interest Rate Period
When using a credit card loan, there are many things that you need to check.
Even if you lend a large amount of money, you may have to pay more interest than if you borrow from one financial institution. Interest rates change depending on the credit rating of the applicant, so those with lower credit ratings may not be more advantageous.
The minimum interest rate is as low as 4.9% per annum, but the interest rate varies from 4.9% to 19.9% depending on your financial performance, so please check the Samsung Card app, website, or customer center before proceeding.
For those who still need to use it, the maximum application amount is 100,000 won, and the amount that can be withdrawn from each institution’s CD/ATM machine is limited to 6 million won per day.
Share Manage Posts Subscribe
I have 2 installments with Samsung Card.
I didn’t have the energy at the time.
I canceled the installment
Interim inspection car installment fee
see how much it comes
Are you getting more than you think?
not worth the fee
What I want to pay
I want to sort it out
If you want to see the installment history
Samsung Card app
Go to My>Instant Payment
I applied for immediate payment
Application for payment by use
blue button pressed
press the arrow
in the name of interest on installment fees
915 won
Are you getting out?
Request for payment by use
pressed
Choose a card and choose installments
I am automatically set
I got a history
open the arrow
saw the details
The amount paid by the dentist
It was 20 million
pay in installments
The remaining principal is 14 million won
Scheduled to pay 4 times in 10 month installments
Interest/fee is 915 won
Home & Shopping is paying 10 times out of 24
The installment fee is 0 won
I think in home shopping
as a benefit
Interest-free installments for the entire period
Even if you pay the same monthly installment of 20,000 won
One of them pays 915 won in installment interest.
The remaining principal is 14 million won.
I want to organize
Home shopping later when I can afford it
I have to pay off interest-free installments.
Debt is debt
check to pay
Click the monthly payment list button
I chose the remaining installment amount.
I want to pay back 14 million won.
This month’s interest included
I get the total
Instant payment withdrawal
Next button to my direct debit account
First digit of card password
I entered
Payment was made immediately
Wrap-up
Installment is a good system
I think it should be put to good use
when you can afford it
Paying in advance
good way