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Up to 2 million won per year, up to 4 years, Busan Youth Platform, 1st to 10th of every month
Busan City is recruiting applicants for the ‘Momuljari Loan’, which supports the interest on youth rental deposit loans, every month until December of this year.
‘Momuljari Loan’ is a project designed to reduce the burden of housing costs for youth. Applicants can receive a rental deposit loan of up to 100 million won at a fixed annual interest rate of 3.5% from Busan Bank. In addition, they will receive a loan interest rate of 2% per year, up to 2 million won, for up to 4 years from Busan City. The loan amount is 100% guaranteed by Korea Housing Finance Corporation. The loan period is up to 2 years upon initial application, and can be extended for 2 years once. To extend, 5% of the initial loan amount must be repaid.
In order to apply for the Stay Loan, you must meet all of the following conditions: △Youths aged 19-39 living in Busan as of the date of application, household heads without a home, △Annual income of 45 million won or less for the individual and 80 million won or less for the couple, △Payment of at least 5% of the rental deposit after signing the lease contract. The houses eligible for support are △Houses and residential officetels located in Busan with a rental deposit of 200 million won or less, and △Rent-to-monthly rent conversion rate of 6.1% or less. Those receiving basic livelihood benefits (livelihood/housing), participants in government housing support projects, and those participating in the Stay Loan from 2017 to 2024 cannot apply. The application period is from 9:00 a.m. on the 1st to 6:00 p.m. on the 10th of every month. You can apply online at the Busan Youth Platform (young.busan.go.kr). Documents to be submitted include a copy of your resident registration, family relationship certificate, and lease contract. The results of the selection of beneficiaries will be announced at the end of each month. For more information, please refer to the Busan Youth Platform or the Busan City website notice.
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Busan Irajoda No. 202404
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