In today’s time, we will summarize the recommended check card information!
If you want to spend only a fixed amount each month, it is better to use a check card rather than a credit card.
Because credit cards generally have a high usage limit, reducing this part is one of the ways to develop good spending habits. 노리2 체크카드
These days, more and more people are doing side jobs, and the number of people making additional income through online has also increased considerably.
If you create a system that receives 500,000 won, 1 million won, and 2 million won in addition to your monthly salary, you can create a very advantageous position in saving, investing, and investing.
In the case of such additional income, it is not good to go to consumption. 이베이스매뉴얼
Although it is said that it is a fixed income, it is not easy to create a system that comes in unconditionally without any restrictions like a lifetime pension. because it is high.
If your income is less likely to increase, eventually it is desirable to reduce consumption to increase the amount of money you can save and to study investment and financial techniques.
The most important action to create the right spending habit is to spend only within the amount you set yourself.
We have selected the TOP 5 recommended check cards for this month.
The material information has been confirmed by Card Gorilla, and if there is any changed or incorrect information, please leave a comment ^^ I will correct it~
Until a few years ago, I used to frequently check related information.
010 pay check card
There is no previous month’s performance / annual fee.
A summary of the main benefits
▶ New issuance 010 Pay Welcome Points 5,000 won
3 welcome lucky boxes to win up to 10,000 won
(Until December 31, 22)
▶ On the 10th of every month, 10% of the payment amount will be immediately credited on Nka Day. (monthly accumulation limit is 10,000 won)
▶ Every day at 10:10 a.m., even if you do not make a payment, a lucky box is paid, and a 0.2%~10% random accumulated payment lucky box is immediately paid every time you make a payment regardless of the previous month’s performance.
▶ Earn up to 5,000 won per month even if you use only the transportation card without any other payments (use more than 30,000 won per month)
There are benefits like this, and I am ranked 1st in the overall rankings.
It is bound to have fewer benefits than a credit card.
Next is the Shinhan Debit Card, Deep Dream
This is a card that has been ranked high for quite a long time.
▷ Accumulated 0.2% of the previous month’s performance / no limit on accumulation!
▷ E-Mart, Homeplus, Lotte Mart, Nonghyup Hanaro Mart, E-Mart Traders, Lotte VIC Market / Convenience Store / CGV, Lotte Cinema / Overseas lump-sum payment / 0.6% credit for automatic transfer of mobile communication charges
▷ The most used area among the above areas will automatically earn 1% points!
▷ Earn 40 won per liter of major elements before Saturday and Sunday
▷ Taxi discount is provided when you spend more than 200,000 won in the previous month, and you can get a 1,000 won discount on the 3rd, 6th, and 9th use.
Next is the Naver Pay check card Woori.
■ The benefits are simple. 1% of the amount used is credited to Naver Pay. (The monthly accumulation limit is 10,000 points)
■ Free use of airport lounges at home and abroad
The fourth is the KB Nori Check Card.
10% discount on bus and subway
Refund discount on mobile communication charges of KRW 2,500
CGV 35% Refund Discount
Outback, VIPS, Starbucks 20% Refund Discount
50% discount on Everland and Lotte World
In the case of movies, food, and theme parks, you can get discounts even if you don’t have a previous month’s performance.
The last and fifth is the Nonghyup check card.
The main benefits are 5% discount on online shopping mall / 5% discount on delivery app / 20% discount on coffee,
The monthly discount limit is set, and the previous month’s performance must be at least 200,000 won.
There are many discounts available, but the limit is small and the discount rate is not high.
If you are meticulous, you can compare each one and choose the check card that suits you best.
Most of the benefits are similar, so choosing a bank that is your main bank is not a bad choice.
In the next section, we will share the latest information on credit cards that offer great discounts for air mileage and gas, etc. ^^
Happy November!