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This is a system that supports individual debtors who are under a heavy burden of repaying credit card bills or loan principal and interest to prevent them from falling into financial default by extending the repayment period and lowering the interest rate.
Short-term delinquent debtors whose total debt amount is less than KRW 1.5 billion (KRW 1 billion for secured debt and KRW 500 million for unsecured debt) for more than 30 days but less than 90 days.
Liabilities of financial companies that have signed up to the Credit Recovery Support Agreement
If credit card payments or loan principal and interest are overdue for more than 90 days, this is a system that supports the release of financial default information or stable debt repayment through debt reduction and extension of the repayment period.
A financial debt defaulter whose total debt amount is less than KRW 1.5 billion (secured debt KRW 1 billion, unsecured debt KRW 500 million) and the delinquency period is more than 90 days.
Liabilities of financial companies that have signed up to the Credit Recovery Support Agreement
