다올저축은행 주부대출[Call Center Operating Hours] Weekdays 09:00 ~ 18:00
[Consultation Hours] Weekdays 09:00 ~ 18:00
[Loan Operating Hours] 00:00 ~ 24:00 (Except 23:20 ~ 00:40, Open 365 days a year)
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What is my loan limit?
Step 1 (Korea Student Aid Foundation)
[Tuition, Living Expenses Loan] University (Graduate) Students 2.2% (Fixed/Variable Interest Rate), Living Expenses Loan: Up to 1.5 million won per semester
Step 2 (University Student/Youth Sunshine Loan)
[Living Expenses Loan] Korea Small Business Finance Promotion Agency
[Rental Deposit Loan] Korea Small Business Finance Promotion Agency
※ This content is based on ‘19.7.29, and public support eligibility requirements, details, etc. may vary by institution. According to the revised Resident Registration Act from September 25, 2006, anyone who steals or misuses another person’s resident registration number may be subject to imprisonment for up to 3 years or a fine of up to 10 million won. Please use your real name and resident registration number.
I am Jeong Sang-hoon (pseudonym), 29 years old, living in Gyeonggi-do, and currently working at a customer center. I am currently using Daol Savings Bank’s loan product to repay an existing loan, and since Daol Savings Bank’s product has a lower interest rate than other companies, I received an additional refinancing loan. I have been using Daol Savings Bank since 2017. One of the reasons I have been using it consistently is because the loan review and approval process is fast. That is why I have recommended it to acquaintances who need a loan. Also, Daol Savings Bank is one of the top savings banks and has a good name value, so I think it is trustworthy. Although it is difficult to access because there are not many branches, other than that, I think the customer service is friendly and there are no problems at all.
My name is Lee Hyeon-cheol (pseudonym). I am 40 years old and live in Pyeongtaek. I am currently working at a construction site. I received this loan because of my personal circumstances and the need for spare funds. While I was repaying my existing loan, I was told by a counselor over the phone that I could receive an additional loan. Since I had the necessary funds, I received an additional loan on top of my existing loan. What I liked about using Daol Savings Bank is that it processes loans quickly. I am satisfied with the process of being notified in advance of the documents I need to prepare before the loan and the quick notification of whether or not the loan has been approved. In addition, applying for a loan through the app was convenient, and I think the process of receiving the contract and the documents and procedures via text message were convenient. The advantages of Daol Savings Bank are the convenient process and friendly counselors! I am currently working in office work at a university in Daegu Metropolitan City, and I am using Daol Savings Bank’s loan products for deposit funds and refinancing loans. While looking into loan products, I went to Shinhan Card’s website and found a related loan product page. I happened to find Daol Savings Bank and ended up applying for a loan. It was relatively more convenient to use Daol Savings Bank than other savings banks. Daol Savings Bank made it relatively easy to use a loan because I applied online for the first time and a professional consultant took care of it. Also, I was able to quickly get a loan because I could sign electronically without having to use a PC through the app.
Initialization
One million won
Loan interest calculation result
Loan principal 100,000 won
Loan period 12 months
Interest rate 2.3%
Repayment method 230,000 won
Total interest 230,000 won
One thousand four hundred and eighty-eight thousand eight hundred and eighty won
Monthly repayment amount 10,000,000 won
Please use this calculation result for reference only, as the repayment (interest) amount may vary depending on the product. This calculated interest is calculated on a monthly basis, and the actual loan interest is calculated on a daily basis, so there may be a slight difference.
Repay the loan principal in a fixed amount during the loan period. Since interest is calculated from the reduced principal, the payment amount per installment continues to decrease.
The total interest and principal until the loan maturity date are combined and divided by the loan period to repay. The payment amount is fixed each time.
Only interest is paid during the loan period, and the loan principal is repaid in a lump sum on the maturity date.
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