햇살론카드 신청방법Sunshine Loan Card
It is difficult to issue credit cards
To expand the financial product options for low-credit borrowers who are excluded from benefits such as installment payments and points, and to lead to sound consumption
A product that supports credit card issuance
※ Sunshine Loan is operated with the contribution of the credit card industry and
the lottery fund as its financial resources. Support target
Guarantee
Up to 2 million won for new issuance, up to 3 million won for faithful use
* Card usage limit is granted by deducting 200,000 won from the guarantee limit
** Usage limit granted by considering individual credit rating
Guarantee period
Up to 5 years (same as card usage period)
Handling agency
Lotte, Hyundai, Kookmin, Samsung,
Shinhan, Woori, Hana Card
Detailed information
Applicant qualifications
Application procedure
Guarantee application
Card application
Application possible at 7 credit card companies* (Application possible through link for each card company in the “Guide to application for issuance of affiliated card companies” tab)
* Lotte, Woori, Hyundai,
Kookmin, Samsung, Shinhan, Hana Card
Annual fee and benefits
Refer to ‘Guide to application for issuance of affiliated card companies’
Usage restrictions
Completion of mandatory training for Haetsal Loan Card
Main points to note
Limit increase
Support target
Increase limit
How to use
Required documents to submit
On the Small Business Finance Promotion Agency app Apply for the Sunshine Loan Card
Scan the QR code on the right to download the app!
Sunshine Loan Card
Those who have signed a guarantee agreement can go to the card company’s issuance application channel through the “Go to Application” link below.
After comparing the annual fee and benefits of each card company, please apply for the card (maximum 1) that is most advantageous to you.
※
Card applications are available on weekdays between 6:00 and 22:00. For details such as previous month’s usage history exclusion items and events, please contact the relevant card company.
Overdue interest rate:
Normal interest rate by member/product + 3%p, maximum 20% per annum (statutory maximum interest rate of 20% per annum)
※ However, if there is no normal interest rate at the time of overdue, the following
applies.
* The most recent non-bank financial institution weighted average loan interest rate (based on new loans) announced by the Bank of Korea every month
Please check the product description and terms and conditions before signing the contract.
Terms and Conditions
Lotte Card
Lotte Card
(Annual fee 2,000 won)
Discount benefits
Application method
Hyundai Card
Hyundai Card
(Domestic only annual fee 10,000 won)
Discount benefits
Application method
KB Kookmin Card
KB Kookmin Card
(Domestic only annual fee 10,000 won)
Discount benefits
Application method
Samsung Card
Samsung Card
(Annual fee 5,000 won)
Discount benefits
Application method
Shinhan Card
Shinhan Card
(Annual fee 5,000 won)
Discount benefits
Application method
Woori Card
Woori Card
(Annual fee 10,000 won)
Discount benefits
Application method
Hana Card
Hana Card
(Annual fee 10,000 won)
Discount benefits
Application method
Quick menu
Consultation chatbot
(04527) 9-12th floor, 14th floor, 14th floor, Sejong-daero 14 (Grand Central), Jung-gu, Seoul
Main phone number without area code 1397 (Weekdays 09:00 ~ 18:00)
[Certification scope] Operation of public service (web, mobile) [Valid period] 2022.02.23. ~ 2025.02.22.
Copyright Since 2016 Korea Inclusive Finance Agency. All Rights Reserved.
[Certification scope] Operation of public service (web, mobile) [Valid period] 2022.02.23. ~ 2025.02.22.
