Today, we will learn how to unlock a Kookmin Bank account limit. A limit account is an account opened when it is impossible to open a regular account because objective supporting documents for the purpose of the financial transaction are not submitted when creating a non-demand account with free deposits and withdrawals. Withdrawal and transfer amounts are limited.국민은행 한도제한계좌 해제
Kookmin Bank limit limit account cancellation can be done through mobile and PC. You can proceed in a way that is convenient for you.
Kookmin Bank limited account
For Kookmin Bank limit-limited accounts, the daily withdrawal limit at the counter is limited to 1 million won, the daily check card ATM withdrawal and transfer limit is limited to 300,000 won each, and internet banking is also limited to 300,000 won.
If the account is used for light purposes, it can be used without lifting the limit limit account, but if you want to move large amounts of money or use it as an injection account, it is recommended to lift the limit limit.
Window: 1 million won
ATM: 300,000 won each
Internet banking/phone banking/smart banking: 300,000 won
Automated device bank account withdrawal, non-media withdrawal: registration not possible
👇 Go to KB Kookmin Bank (Android)
👇Go to KB Kookmin Bank (iPhone)
Kookmin Bank account limit limit release (mobile)
In order to apply for cancellation of a Kookmin Bank limit account with KB Star Banking, cancellation is possible only if cancellation is possible without the above supporting documents. If cancellation is possible by submitting supporting documents, you must visit the branch.
Access KB Star Banking App
Check all accounts
Menu on the right side of the account
Apply for limit restriction
When the limit release conditions are met, the limit is lifted. If not met, the limit maintenance information screen is displayed.
Kookmin Bank limit account release (PC)
When canceling a restricted account through internet banking, you must apply for cancellation without supporting documents such as customer rating, salary transfer, pension receipt, or stock transaction.
Access and log in to Kookmin Bank website
Entire account inquiry
Apply for limit restriction
Release limit limit account
Kookmin Bank limit account release document
You can request to have the financial transaction limit lifted through a nearby bank branch by submitting a document confirming the purpose of the financial transaction that is out of date. If a sufficient purpose is recognized through the transaction history for the past three months, the restriction can be lifted without supporting documents.
Documents confirming the purpose of financial transactions
Category Preparation Documents Preparation Materials Salary bankbook, employment certificate, salary slip,
Earned income withholding tax receipt, etc., pension receipt bankbook, pension certificate (pension beneficiary confirmation, etc.), business bankbook, product supply contract (invoice), (electronic) tax invoice,
Financial statements, value-added tax certificate, tax payment certificate, etc. Meeting bank account member list, by-laws, etc. Documents proving the meeting, utility bills, management fee payment receipt, management fee receipt, etc. Copy of business registration certificate of part-time job bank account employer,
Employment verification data, such as an employment contract or salary slip, or other objective evidence that can confirm the purpose of opening a business is required.
Cases where cancellation is possible based on transaction performance without supporting documents
Category Transaction Details Recognized ItemsCustomer GradeKB Star Club MVP, Royal Customer (Substantial Grade) Salary Transfer Performance of more than 500,000 won per case for the past 3 months (National Treasury, Giro, CMS, salary first date, topline, and Kookmin Bank salary contract) (Corporate Internet Banking by)
(Non-face-to-face: 1.5 million won for 3 consecutive months) KB Kookmin Card payment Credit card payment performance for the past 3 months (including cash advance)
※ Excluding check/prepaid card payment records Utility bill transfer Automatic payment of more than 3 utility bills per month (apartment management fee, Giro, CMS, Firm Banking) and bank loan interest repayment transaction records over the past 3 months Merchant payment: More than 1 KB per month over the past 3 months Record of depositing the card membership fee paid by Kookmin Bank Pension receipt Record of receiving national pension, civil service pension, private school teachers’ pension, military pension, and veteran’s benefit more than once a month for the past three months
(Non-face-to-face: receiving pension of 500,000 won or more for 3 consecutive months) Stock trading KB Able Plus account, more than a certain number of stock transactions
(To prevent the use of Daepo Bankbook, the period and number of times are not disclosed and are subject to frequent change)
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