I’d like to inform you about the interest rate comparison in the parking account.
Parking accounts are not tied to maturity like current deposits, but are free to insert and withdraw large amounts of money like cars parked in a parking lot, but are at high interest rates.
As interest rates rise these days, interest is also increasing in deposit and withdrawal accounts.
Currently, interest rates are lower than deposits, but free parking accounts are also gaining popularity.
I’ll tell you seven interest rate comparisons in the parking account, so please compare and sign up.
7 interest rate comparisons in parking accounts
1. Acuon Savings Bank – Money Split: Annual Interest Rate 4.00%
2. Daol Savings Bank – Fi Savings Deposits: Annual Interest Rate 3.80%
3. Hana Savings Bank – Hai Hana General Deposit: 3.80% Annual Interest Rate
4. Daishin Savings Bank – Deurigo Deposit and withdrawal bankbook: 3.60% annual interest rate
5. OK Savings Bank – OK Second Bank Account: 3.50% Annual Interest Rate
6. Pepper Savings Bank – Peppers Parking Account 2: Annual Interest Rate 3.50%
7. Cider Bank – Deposit and withdrawal bankbook: Annual interest rate 3.2%
Picking bankbook interest rate comparison details by bank
Parking Account Interest Rate Comparison 1. Acuon Savings Bank – Money Split
Money splitting account is a pleasant deposit and withdrawal free deposit account that splits your bank account as you please.
Subject to subscription: Real-name individuals with free deposits on Ecuon Mobile
How to sign up: Ecuon Mobile Bank
Subscription amount: Up to 20 million won per person can be subscribed by adding up all the balance of the split account held.
subscription period: unlimited
Type of interest rate: 1.00% for more than one day of the agreed interest rate
interest payment method
– Calculated on the base date of interest calculation and paid on the next day of the base date
– Base date of interest calculation: the third Friday of each month (the previous business day if the base date is a holiday)
Interest Cost Date: Base Date for Interest Calculation Next Day
Parking Account Interest Rate Comparison 2. Daol Savings Bank – Fi Savings Depos
FI Savings Deposit is a deposit account where interest accumulates unconditionally.
Subject to join: Individual
How to sign up: English shop or mobile banking
Subscription amount: No limit
subscription period: unlimited
Interest rate type: contracted interest rate, face-to-face subscription -3.30% / non-face-to-face (SB Talk Talk+) -3.60% / non-face-to-face (Daol Digital BankFi) -3.80%
Interest Payment Time: Quarterly interest payment (cost on the next day of the settlement base date with the third Saturday of the last month of each quarter as the settlement base date)
PARKING ACCOUNT RATE COMPARISON 3. Hana Savings Bank – HIHANA Ordinary Deposit
It is a deposit product that can be deposited and withdrawn freely, and it is a preferential product for individual customers who can subscribe only to individual customers.
Subject to subscription: Individuals and business operators (one account per person)
How to sign up: English shop or mobile banking
Subscription amount: No limit
subscription period: unlimited
Type of Interest Rate: Basic interest rate 2.80%
– Consent to collect and use personal information of this savings bank and consent to all product service guidance measures 0.3% per year
-Differential application of this account by balance section at the end of each month
– 300,000 won to less than 1 million won: 0.2% per year / less than 1 million won to 2 million won: 0.4% per year / more than 2 million won: 0.6% per year preferential interest rate applied
Interest Payment Time: On the third Friday of each month, the principal is added and paid after withholding.
Parking Account Interest Rate Comparison 4. Daishin Savings Bank – Deodigo Deposit and withdrawal account
It is a mobile-only product with a parking account that allows you to deposit and withdraw money freely.
Subject to join: Individual
How to sign up: Mobile Bank
Subscription amount: No limit
subscription period: unlimited
Interest rate type: Variable interest rate, 3.6% per year below 100 million won / 0.1% above 100 million won
Interest Payment Time: Add to principal on the third Monday of each month
Parking Account Interest Rate Comparison 5. OK Savings Bank – OK Second Account
deposit and withdrawal products with high interest rates up to 10 million won
Subject to join: Individual with real name
How to sign up: Open a non-face-to-face account
Subscription amount: No limit
subscription period: unlimited
Interest rate type: Variable interest rate, 3.0% below 10 million won / 0.7% above 10 million won
Interest Payment Time: The day after the third Saturday of each month
Parking Account Interest Rate Comparison 6. Pepper Savings Bank – Peppers Parking Account 2
Peppers Parking Account 2 is a bankbook with interest benefits even if you leave it for a day.
Subject to subscription: Individual customer
How to sign up: Non-face-to-face products
Subscription amount: No limit
subscription period: unlimited
Interest Rate Type: 3.5% below 50 million won / 1.0% above 50 million won
interest payment period
– The third Saturday of the last month of each quarter will be the base date for settlement and added to the principal the next day.
– The period from the next day of the settlement base date to the settlement base date is the interest calculation period, and the final balance is calculated at the interest rate posted to the branch office every day.
Parking Bank Interest Rate Comparison 7. Cider Bank – Deposit and withdrawal bankbook
The deposit and withdrawal account of Cider Bank is a deposit and withdrawal account with good interest benefits.
Subject to join: Individual
How to sign up: Mobile Bank
Subscription amount: No limit
subscription period: unlimited
Interest rate type: Variable interest rate, 3.2% below 100 million won / 0.2% above 100 million won
Interest Payment Time: Deposit on the 1st of the following month after calculating the interest from the 1st to the end of each month.
That’s all I’ve introduced you to seven parking bankbook interest rate comparisons.
Currently, the parking account interest rate has also risen rapidly since the base rate hike, so please compare the parking account interest rate by bank and select the parking account well at the appropriate interest rate.
Interest rates change, so please check the interest rate comparison of the parking account before signing up for the parking account.
