From November 2022, you can create a bankbook for individual businesses at Kakao Bank.
It was only possible to open a personal account, but now a business account is also available.
If you don’t have a lot of trading performance, the fees that go away when you use a business account are not too high. 카카오뱅크 개인사업자 삼성카드
I was annoyed that 500 won each time I created a corporate account and transferred it, I found out that it is possible to open a business account with K-Bank, and I am trading without commission.
Kakao Bank can not only open a new business account, but also convert an existing personal account into a business account. 이베이스매뉴얼
As you are well aware, if you use Kakao Bank, transfers to other banks and ATM fees are all free.
A ‘business operator’ tab has been added to the top of the Kakao Bank app.
– Personal business passbook
– Private business credit loan
– Private business check card
– Private business credit card
The interest rate on personal business credit loans ranges from 5.668% to 10.106% per annum, with loans up to 100 million won.
If you pay for your business essentials with a partner credit card, you can get a 5% discount.
Kakao Bank is convenient, but the biggest advantage is that there are no fees.
– Other bank transfer fee
– Direct debit fee to other banks
– ATM (all banks, convenience stores, etc.) deposit/withdrawal/transfer fees- Various certificate issuance fees
You can use a business account in the same way as Kakao Bank provides to individual customers.
Business accounts can be used more conveniently and safely because the name of the account holder and business name are displayed together.
You can use the personal passbook you are using with Kakao Bank as it is by converting it to a business passbook.
If you are using your existing personal account for business purposes, you can easily use it through conversion.
Kakao Bank is running an event that supports up to 10 million won in business support through a lottery when you open a personal business account.
10,000 won gas tickets are distributed to 20,000 people, so open or switch a business account and click ‘Apply for business support’ to apply for the event.
You can open a bank account without face-to-face, so you do not have to visit the bank.
After using Kakao Bank, I have never paid any bank fees.
Mobile banking is so convenient that I even wondered why existing banks are not doing it.
Now, most of the banking and card apps are convenient, but I’m already accustomed to the Kakao platform, so I don’t use other apps.
Kakao Bank does not yet support the opening of corporate accounts.
I have not been registered as a sole trader, so I have not been able to open an account myself.