한국캐피탈 소액론The World Seen Through Cards
When you need money, it is common to get a loan through a financial institution. However, if you have a low credit rating or no income, it is not easy to get a loan. In this case, a good alternative is ‘Korea Capital Super Easy Small Loan’.
This is because it is easy for anyone to use due to its simple application process and wide range of qualification requirements. In this article, we will introduce the details of Korea Capital Super Easy Small Loan.
Korea Capital Super Easy Small Loan has easy qualification requirements, so many people can use it. Even if you are unemployed, a housewife, a college student, or have no income, you can apply, and there is no problem if you have an existing loan. However, those with a history of delinquency or bad credit may have difficulty getting approved.
Go to Korea Capital Super Easy Small Loan 👉
The application process is very simple. You can apply directly online by accessing the Korea Capital homepage or mobile app. You only need to check the terms and conditions and verify your identity, and there is no separate loan consultation. Anyone can easily apply if you follow the step-by-step instructions.
Documents that must be submitted are an ID card and a copy of the resident registration.
If you are an employed person with income, you will also be asked to submit income verification documents such as a certificate of employment and a pay statement. It is convenient because there are not many documents to prepare compared to other loan products.
The loan limit for Korea Capital’s Super Easy Small Loan is from a minimum of 1 million won to a maximum of 5 million won.
The limit is determined based on the individual’s credit score and income level, and the maximum limit for the unemployed is 3 million won. The loan period can be selected from 12 to 36 months.
The downside of this product is the high interest rate. The loan interest rate is applied differentially from 16.99% to 19.9% per annum depending on the credit rating.
However, in most cases, a high interest rate of around 18% is set, so you must make a repayment plan.
Please be careful because the interest rate may increase by up to 24% in case of delinquency. In addition, a 2% early repayment fee is charged separately.
Korea Capital Super Easy Small Loan is a loan product that anyone can easily use with a convenient application process and wide qualification requirements. However, there are also disadvantages such as high interest rates and early repayment fees, so you should carefully plan and take out a loan.
You must consider your personal situation and repayment ability, and be careful not to borrow more than necessary. It may be helpful for those who need urgent funds, but excessive use can lead to increased debt.
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