토스 비상금대출When you buy a house, need money for a lease, buy a car, need a large amount of money, or need an emergency fund, you borrow the power of a loan. A loan is definitely a big responsibility, but if you have the ability to repay it without falling behind, it is a good financial product that can be utilized by making a detailed plan.
At Toss, we not only help you find the lowest interest rate loan product that suits you, but we also recommend loan products that suit your credit rating for various situations. You can also use a loan interest calculator to calculate how much interest you will have to repay each month. Let’s take a look at the various loan services available at Toss, one by one.
You can compare and check the interest rates and limits of loan products provided by over 40 financial institutions, including 9 first-tier financial banks, at a glance. By entering a few pieces of information required for loan screening, you can check the results in just one minute and immediately apply for the loan product with the lowest interest rate on Toss.
* The Toss Loan Finder service that suits me was selected as an innovative financial service by the Financial Services Commission in May 2019 and was launched in August of the same year.
You can compare the interest rates and limits of loan products from over 40 financial institutions, including first-tier banks, savings banks, and capital. The number of affiliated financial institutions is increasing, so when you need a loan, try using Toss.
🔗 Live reviews from users who received credit loans through Toss
This is something that many people are curious about. A credit check to check the loan interest rate does not affect your credit rating. Since October 2011, the number of credit inquiries does not affect your credit rating. If you inquire about interest rates through the Toss Loan Finder service that’s right for you, it will be processed as just one inquiry, even if multiple credit inquiries have been made through multiple banks. (This has been discussed with banks and credit rating agencies)
If you run a credit check at Toss, you will not only find the right loan product for you, but also receive customized recommendations for various loan products that fit your credit rating/score. You can look at loan products from various financial institutions partnering with Toss and check the average interest rate and maximum loan amount.
You can take a look at customized loan products based on your credit score, as well as loan products recommended for various situations where you need a lump sum, including refinancing, government support, emergency funds, housing, automobiles, and businesses.
Look through the list of recommended loan products, check the average interest rate and maximum limit, and then touch the loan product you are curious about. You can go directly to the site of the financial institution offering the loan product. (Can be viewed within the Toss app without leaving the app)
Aren’t you curious about how much you have to repay per month after taking out a loan? Don’t roughly estimate it, but figure it out accurately with the Toss Loan Interest Calculator. If you select (1) loan total, (2) annual interest rate, (3) loan period, and (4) repayment method, we will immediately calculate the amount you need to repay each month.
Usually, the loan interest that must be repaid varies depending on the repayment method. If you touch a repayment method, you can quickly compare and inquire, so you can decide which repayment method is most advantageous for you.
* Equal repayment of principal and interest: A method in which the loan principal and interest are combined and repaid equally every month. Since you can keep your repayment amount unchanged throughout the loan period, it can be easier to plan your finances.
* Equal principal repayment: The loan principal is repaid evenly every month, and interest is paid only on the balance excluding the monthly repayment. The repayment amount may be large at the beginning of the loan, but gradually decreases over time.
* Lump sum repayment at maturity: A method of repaying only the interest within the loan period and then repaying the principal and interest all at once on the maturity date. Although the monthly repayment amount is small, the interest rate is higher than other repayment methods.
The boasting feature of the Toss Loan Interest Calculator is that it allows you to determine the monthly repayment amount in great detail. We show you the amount to be repaid each time, from the 1st to the nth time, and also show you in detail the principal and interest remaining after monthly repayment.
The information you enter for interest calculation is automatically saved, so use it when you want to check the monthly repayment amount after receiving a loan product.
Toss, a new level of finance
