토스 굴비적금 가입방법Toss Bank Gulbi Installment Savings The subscription period is 6 months, the subscription amount is up to 300,000 won, and an individual with a real name who has a Toss Bank bank account or a Toss Bank sub bank account can sign up for only one account per person.
Toss Bank gulbi installment savings can be provided with an interest rate of up to 5% per annum, including the base rate, when the preferential rate is applied.
The basic interest rate of Tossbank Gulbi Installment Savings is 2% per annum for a 6-month contract period as of April 23, and is subject to change.
The preferential interest rate of the Toss Bank gulbi installment savings account provides a preferential interest rate of up to 3% per annum upon maturity cancellation without any other conditions.
Gulbi Savings Deduction in advance is a function that allows you to withdraw a portion of the savings without canceling the product until the day before the expiration date. The pre-subtracted amount is withdrawn from the most recent deposited amount.
– Application Period: From the subscription date to the day before the expiration date
– Number of withdrawals: up to 2 times within the contract period
– Eligible conditions: After withdrawal, the balance of installment savings is over KRW 10,000
– Applied interest rate: Early termination rate of this product
There are three methods of canceling Gulbi Installment Savings Account: automatic termination at maturity, direct termination at maturity, and early termination.
1. Automatic termination at maturity
If it does not fall under any of the following at the time of maturity, it can be automatically canceled and the principal and interest can be deposited into the linked account.
– If an accident such as seizure or suspension of payment is registered in this installment savings account
– If there is a restriction accident such as deposit restriction, seizure, or payment suspension registered in the connected Tossbank bankbook or Tossbank sub-bankbook
2. Direct termination of maturity
If it is not automatically canceled on the due date, you can cancel it directly from Toss App. However, after the maturity date, the post-maturity interest rate of this savings account will be applied.
3. Early termination
In the case of cancellation before the maturity date from the date of subscription, the early termination interest rate of Gulbi Installment Savings Account is applied.
You can sign up for Toss Bank Gulbi Savings through the Toss app, and you can sign up in a simple way.
1. Run the Toss app
Run the Toss app on your mobile device such as Android/iPhone and log in.
2. Toss Bank > Product Search, Oyster Savings > Next
After launching the Toss app, select the Toss Bank menu in the middle of the screen. Select the product search menu at the top of the screen and select Gulbi Installment Savings from the list. After that, select the following menu at the bottom.
3. Like > Agree to terms and conditions > Sign up for Toss Bank Oyster Savings
A product description of the gulbi savings account will appear. Read the product description and if there is an event code at the bottom, enter the event code. Select a withdrawal account, and if you are subject to tax exemption, select Apply tax exemption and select the Like button at the bottom. This is the agreement stage. After reading the Terms and Conditions, check the agreement, select the Start button at the bottom, and enter your password to complete the Tossbank Oyster Savings Savings subscription.
4. Savings > Savings amount
When you sign up for Tossbank Gulbi Savings Savings, you can freely deposit the initial deposit amount from 0 won to 300,000 won, and the maximum monthly payment amount is up to 300,000 won. You can select the Savings menu at the bottom of the screen and select the amount of savings you want to save later.
– The interest payment method for Toss Bank Gulbi Installment Savings is the payment method at maturity.
– Gulbi installment savings interest calculation method calculates and pays the applied interest rate for the period from the deposit date to the day before the cancellation date for the amount saved for each savings case.
– The interest rate for early termination is paid by calculating the period from the date of deposit to the day before the date of termination for the amount deposited at the base rate of this product announced at the time of subscription.
– In the case of early termination before maturity, the preferential interest rate is not applied, and the preferential interest rate is applied only in case of termination at maturity.
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