카카오뱅크 후불교통카드 결제일When applying for Kakao Bank Friends check card, users can select whether or not to use the deferred payment transportation function. You can check whether the debit card supports the deferred payment transportation function by looking at [All Menus >> My Card] and looking at the phrase ‘postpaid transportation’ under the card number.
What if there is no ‘postpaid transportation’ below the card number? This card does not support deferred payment transportation function. If you need a deferred payment transportation function, you can add the function by reapplying for a check card.
▶ What is the payment date for the Kakao Bank deferred payment transportation card?
The payment for using the Kakao Bank deferred payment transportation card will be withdrawn from 18:00 on the 10th of the following month after one month of card use.
What if the Kakao Bank deferred payment transportation card payment date is a holiday or a weekend? Payments will be automatically debited on the next business day. If there is insufficient balance in the bankbook linked to the card, withdrawal is made at 18:00 on weekdays excluding holidays and public holidays the next day.
▶ If I have paid the overdue amount of the deferred payment transportation card in full, when can I use it?
Kakao Bank deferred payment transportation card is considered overdue when the unpaid amount is over 1,000 won on the 10th of every month (payment date) and 2 business days pass. It’s possible.
If you want to cancel the suspended deferred payment transportation function, you must deposit the overdue amount into the bankbook connected to your check card, and if there is overdue interest, you must pay the amount together. When the overdue amount is paid in full, transaction suspension cancellation data is transmitted to the transportation institution.
However, even if all the overdue deferred payment transportation card is paid in full, it does not mean that it can be used immediately. It takes at least 3 to 4 days for the data to be applied, and use may be restricted during that period.
Overdue payment on Kakao Bank’s postpaid transportation card is automatically withdrawn at 6:00 PM and 7:00 AM every business day, and inquiries regarding overdue payment can be checked through [Customer Center 1599-3333 >> 0 >> 4]. (Weekdays) 9 a.m. to 10 p.m.)
▶ At what age can I apply for the deferred payment transportation card function?
The Kakao Bank postpaid transportation card function can be applied for from the age of 18 or older, and if you are under the age of 18 according to your resident registration, you cannot select the postpaid transportation card.
Kakao Bank Friends check card can be issued to Kakao Bank members aged 17 or older with a resident registration card.
However, even if you are 18 years of age or older, issuance of a deferred payment transportation card may be restricted if there is a history of card payment overdue, or if an account connected to Kakao Bank is registered as a suspended account, suspended payment, or suspended account.
What is Payment Suspension? It is divided into two types: bank self-payment suspension and payment suspension requested by the loser. When the creditor recognizes the debtor’s delinquency or personal rehabilitation, the debtor’s account is suspended or the fraudster blocks withdrawal or transfer of the account to prevent the withdrawal of damages. means action.
