There is a thing called a dividend stock, and you can receive a certain dividend every quarter just by buying and holding the stock. It can be seen that it is similar to a bank deposit that pays interest every year in that dividends are paid even if you do not buy or sell, but there is a difference in that the dividend paid every quarter may increase or decrease depending on the circumstances of the company.
The reason to invest in dividend stocks is not to invest for large market profit, but to focus on earning steady dividends through long-term investments in stable companies. There are a lot of people who put a lot of money in dividend stocks and invest to get a steady income like a quarterly salary. It’s also my dream.
How to get a stock dividend
Dividend base date, dividend payment date 주식 배당금 받는법
Dividend Deposit
How to get a stock dividend
To receive dividends, you must first select and buy dividend stocks to invest in. There are a lot of dividend stocks in Korea as well as overseas. Samsung Electronics is the most famous dividend stock in Korea.
Samsung Electronics – Dividend – Information
Samsung Electronics Dividend
Dividend Shares: Samsung Electronics
Dividend per share: KRW 1,437
Market odds: 2.01%
Dividend Period: Quarterly Dividend
Samsung Electronics currently has a dividend yield of 2.01%, and the dividend per share is 1,437 won. In addition, since Samsung Electronics pays quarterly dividends in April, May, August, and November, about KRW 361 per share is paid in each quarter.
As such, dividend stocks pay dividends quarterly, semi-annually, or at the end of the year, depending on the dividend rate. It is important to note that the dividend yield is different for each dividend stock. For example, Samsung Electronics’ dividend yield is 2.01%, but other stocks’ odds may be higher or lower than this. Famous dividend stocks in Korea include:
dividend stock
Samsung Electronics (dividend ratio: 2.01%, quarterly dividend)
NCsoft (dividend ratio: 1.96%, annual dividend)
POSCO (dividend ratio: 5.66%, quarterly dividend)
Samsung F&M (dividend ratio: 4.64%, annual dividend)
LG Chem (dividend ratio: 1.87%, annual dividend)
LG Household & Health Care (dividend ratio: 1.16%, annual dividend)
Dividends may fluctuate slightly from time to time, and there are dividend stocks with dividend yields of over 10%, although not introduced. So, you may ask, ‘Isn’t it profitable to buy stocks with the highest dividend yield?’ But the most important thing when choosing a dividend stock is to look at how strongly the company is bullishing rather than the dividend yield. Paintooth
For example, if you choose a dividend stock with a dividend rate of 10%, you can receive 10% of the principal as a dividend every year, but if the stock price has fallen by 20% from the price I bought due to internal problems such as the company’s finances, even if the dividend is paid – You can lose 10%. If this happens, it will be worse than not buying dividend stocks. Famous overseas dividend stocks that can receive monthly dividends, are financially strong, and have relatively high dividend yields have been introduced in the article below.
Learn US stocks with monthly dividends Learn about US stocks with monthly dividends
U.S. stocks have monthly dividend stocks that pay a full monthly dividend and quarterly dividend stocks that pay quarterly dividends. You can diversify your quarterly dividend stocks to form a portfolio like monthly dividend stocks, but this is cumbersome.
U.S. Stocks Monthly Dividend ETF Summary
Summary of U.S. Stocks Monthly Dividend ETFs
U.S. stocks have so-called dividend ETFs, which are collections of dividend stocks as well as individual dividend stocks. A monthly dividend ETF that consistently pays dividends every month because it is burdensome to invest in individual stocks and it is cumbersome to build a portfolio.
Dividend base date, dividend payment date
Buying dividend stocks does not guarantee immediate dividend payments. There are two types of dividend stock: a dividend base date and a dividend payment date. You must be registered as a shareholder on the dividend base date to receive dividends on the dividend payment date.
As you know, stocks are traded countless times a day. In this case, even if the company wants to pay dividends, it is inevitably confusing because the shareholders change every day. For information on how to check the dividend base date and payment date, refer to the article below.
Find out how to check dividends, base date, and payment date
In other words, even if you hold stocks up to the dividend date, you are recognized as a shareholder. The point to note here is that the ‘D+2’ system is applied to the stock trading system in Korea, so it is not until two days after the actual purchase of stock that it is registered as a shareholder of the company.
September 28
(D-2) September 29
(D-1 day) September 30
(D-day)
Holding date Ex-dividend date Dividend base date
For example, if the dividend base date of Samsung Electronics is September 30, you must buy and hold the stock on September 28, two days before that date. From that day on, whether you hold or sell the stock, you can receive dividends on the set dividend payout date. Please note that holidays are not counted and must be calculated based on stock market business days.
The day following the holding date is called the ex-dividend date. Even if you buy the stock after the holding date, you will not receive a dividend because the shareholders who can receive the dividend have already been determined. As a result, more people are selling than buying, so the stock price often falls on the ex-dividend date.
Dividend Deposit
If you are registered as a shareholder on the dividend record date, the dividend will be credited to the securities account where you purchased the stock on the dividend payment date. There is no need to designate an account in advance to receive dividends.
Mirae Asset Securities-Dividend-Deposit-Message
Mirae Asset Securities dividend deposit message
These days, KakaoTalk also sent a notification message that the dividend was deposited. If the dividend payment date is March, the dividend will be deposited within March and you will receive a kind message as above.
Also, you may think that the deposited dividend is smaller than you thought, because domestic stock dividends are deposited after 15.4% tax is deducted first. It is very convenient in that there is no need to calculate and file a separate tax return unless the dividend is usually deposited in a large amount such as a monthly salary.
These days, there are many people who own overseas stocks. The same is true for overseas stocks in that tax is deducted first when dividends are deposited. So far, we have learned how to receive dividends.