전세사기 안당하는법How to avoid getting scammed
In conjunction with the recent housing market recession and reverse rent crisis, jeonse scams are rampant. As real estate prices are on the decline, the incidence of lease fraud, in which tenants do not receive their lease deposit back due to ‘tin lease’ and ‘lease fraud’, is increasing, so it is important for lessees to check before signing a contract to avoid damage if they are aware of it before signing the contract. I summarized the details.
1) Things to check before leasing contract / after leasing contract
2) Detailed explanation of things to check before signing a lease contract
① How to check nearby sales prices and jeonse prices
② Use a standard housing lease contract
③ Confirm the size of the debt by checking senior bonds such as mortgages and jeonse rights
④ Check whether the landlord is delinquent on taxes
⑤ Confirm senior deposit
3) Detailed explanation of matters to be confirmed after signing a lease contract
① Lease report
② Move-in report
③ Sign up for a deposit return guarantee
In addition to the current status of the real estate, such as structure and area, in the register, you can also check whether rights such as ownership, lease, mortgage, and provisional seizure have been established.
1) Real estate register
① Land register
② Building register
There are two forms.
2) Composition of a copy of the register
◎ Heading section
Real estate location and status
Basic information such as registration order, application date, location and name of the building, structure, number of floors, use, and area are listed.
◎ Gapgu
Ownership and ownership-related rights (registration, seizure, auction, provisional disposition, provisional registration, advance registration)
This is confirmation of the other party conducting the real estate transaction, that is, the seller or lessor.
You must check whether the information of the seller/lessor matches the information of the other party to the contract.
Because it appears in the order in which it was registered, you can find out who the current real estate owner is from the last part of the Gapgu contents.
● In case of sole ownership: owner
● In case of joint ownership: Co-owner: It is written like this and the share is indicated.
In addition, information that can be checked at Gapgu includes ① seizure, ② provisional seizure, ③ provisional disposition, ④ provisional registration, ⑤ auction, and ⑥ notice registration.
If there is registration information like the above, it is better not to enter into a contract as ownership disputes may arise.
◎ Eulgu
Rights relations other than ownership (mortgage, right to lease, right to superficies)
In Eulgu, information other than ownership, which is mainly included in Gapgu, is recorded.
① Mortgage, ② Lease right, ③ Easement, ④ Superficial right
The most important thing to check in Eul-gu is loans and mortgages.
There is a saying that even a stone bridge has to be beaten before crossing. When transacting real estate, you must obtain or view documents in person, and as there may be changes in the document relationship, you must confirm the issuance of a certified copy of the register two or three times before issuing the final balance, and finally, check the documents in person when signing the contract. It is most important to establish a safeguard in the special contract for any disputes that may arise.
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