전세사기 안당하는법It is difficult to deal with charter scams easily if you do not have knowledge of real estate (cheonse sales, leases, lease contracts, and lease laws).
This is a very scary situation as you can lose most of your possessions if this happens.
That’s why it’s best and important not to fall for can charter scams. Today, we’ll look at typical cases of charter scams, such as can charter charters, and learn how to make safe charter transactions.
The tin can charter scam is a scam that accounts for most of the recent major charter scams.
The problem is that the common people have no choice but to be scammed.
This is a technique in which the landlord does not return the deposit after signing the lease contract by hiding it or intentionally raising the deposit from the purchase price, even though the landlord has no ability to return the deposit, such as setting senior security or excessive debt.
Usually, you move into a canned house on a jeonse, monthly rent, or half-price basis, and when you move out due to the expiration of the rental contract period, you have to get the rental deposit back.
At this time, if the landlord has no money to borrow, even after the contract period ends, the deposit may not be returned until a new tenant is found.
If this situation arises, you can see considerable mental and material damage if you must move your residential area due to marriage, job change, education, self-employed college student, etc.
If the landlord (lessor) purchases a house with a loan whose price has risen for the purpose of gap investment, but the house price falls below the purchase price, the tenant (lessee) returns the deposit if the lessor does not have cash assets that can be used immediately. this becomes difficult.
Therefore, the first thing to check before signing a real estate contract is to read “documents of a certified copy of the register.”
In addition, you must check the relationship between the address of the house, the landlord (owner), and the person who came to sign the contract on the day of the contract, and if there is no problem, you must check the debt relationship according to the object to be contracted.
If there is anything wrong with any of the above, never signing a contract for that item is the safest and best way to avoid chartered scams.
For reference, if you want to check a certified copy of the register, you can view and issue it at the “Korean Court Internet Registry Office”.
Korea Court Internet Registry
www.iros.go.kr
Please check the market price at the actual transaction price disclosure system of the Ministry of Land, Infrastructure and Transport, KB Real Estate, etc.
I need to check the surrounding market price with similar conditions to the house I am looking at, and compare whether my deposit is higher or lower than the house price to determine whether it is a tin house.
Check the status of arrears and mortgages (loans) in the certified copy of the register.
In order to keep my deposit, it is better not to contract a house with a lot of loans if possible.
Composition of certified copy of register
Canned charter scams are often targeted at newly built villas.
It is difficult to accurately grasp the market price due to the lack of transaction cases for newly built villas, and by aiming for this point, they induce tenants to sign contracts with a charter price higher than the pre-sale price.
If you are moving into a new villa, it is a good idea to provide a safety protection device for your rental funds through charter return guarantee insurance.
What is Jeonse Return Guarantee Insurance?
It is a guarantee product in which the guarantor company is responsible for the return of the deposit that the landlord must return to the lessee at the end of the contract.
Housing and Urban Guarantee Corporation (HUG) is a representative guarantee institution.
In line with the issue of canned jeonse fraud, there have been an increasing number of cases in which lessees are unable to properly return their jeonse deposits due to the recent reverse jeonse crisis caused by a drop in housing prices.
Jeonse was preferred because it could reduce the burden of fixed expenses such as monthly rent, but recently, they are experiencing great difficulties in arranging housing due to high interest rates and the burden of jeonse and monthly rent transactions. Seems to.
Recently, public rental housing has been attracting attention as an alternative to housing. Rental housing supplied by public institutions such as LH and SH can be traded safely and is supplied at a lower price than the market price, so the burden of living is low.
In addition, depending on the supply target, various types of rental housing such as national rental and happy housing are supplied. Detailed subscription information by type can be found at LH Korea Land and Housing Corporation.
