At the end of the month, I settle the monthly income and check the interest balance. In August, for the first time, the interest balance exceeded 500,000 won.
I am not happy with the interest rate hike from the perspective of using leverage, but I have to find a way to live by adapting to the unavoidable trend of the times!! 웰컴저축은행 파킹통장
Meanwhile…
money worked hard during the day 이베이스매뉴얼
Is there anyone who spends vacation in a savings account with 0.1% annual interest overnight?
Are there any of your neighbors who come to my blog to play?
The interest rate on the parking passbook is 2%~3%, so I believe everyone is doing better than me.
Nevertheless, I will write a few letters.
the fortress
Welcome Savings Bank Parking Account 3%
+ We are using the CMA 2.55% combination of securities companies.
Welcome savings bank parking passbook
By achieving a basic interest rate of 1.5% + preferential interest rate of 1.5%, it is parked within 50 million won.
Many of you know how to get our interest rates.
Let me rewrite it…
* How to receive a preferential interest rate from the welcome parking passbook
> When parking more than 1 million won, enter “salary” in the summary (0.5%)> If you enter it once, the next month’s preferential rate will be applied
> Set up direct debit from other banks (0.5%)
ex) Direct transfer from kb Securities mts to another bank (welcome) >>> After setting 10,000 won to our bank (kb), leave 10,000 won in the welcome account> When the one-time automatic transfer is completed, the next month’s preferential rate is applied
> Membership registration and marketing agreement (0.5%)
> Requires retention of consent within a period
The remaining funds are sent to KB Securities CMA, the main brokerage company.
In addition to kb Securities, there are a total of four securities companies that handle 2.55% bill-type cma: Korea Investment & Securities, Mirae Asset Securities, and NH Investment & Securities.
You can use the main trading broker because the rate is automatically raised in the same way as the interest rate rises.
If you would like to explore in detail about the draft CMA, please refer to the following KB Securities official blog post [KB Securities CMA👍] Accumulate 2.55% annual pre-tax profit every day with the draft-type CMA! (Accumulated bills are 4.0% per annum before tax!) #KB Securities #CMA #Issued bills #Interest rate #Parking passbook #Interest #Daily #Interest The central bank of Korea recently raised the base rate…
As you know, in the case of regular deposit and withdrawal cma,
Even if you deposit for only 1 day, interest will be paid.
In the case of kb Securities, if you deposit by 23:50, interest will be paid on the same day, and it will be paid on holidays as well
Anyway, I checked the cma interest received for one month.
Start up mts and type cma in the search magnifying glass!!
> If you do not have a cma account with a brokerage company, you can open it at “Open cma account”.
> If you are subscribed to the mmf type, you can switch to the issued bill type in “cma investment target conversion”.
> If you want to check the interest accrued from cma, click “cma withdrawal history income status”.
On this screen, you can check the CMA interest payment history within the last 3 months.
If you enter a password and set the period, you can check the total after-tax profit for the period.
I earned 47,153 won in cma interest in the month of August!
If you deposit 100 million won for 1 day, interest of 5,910 won will be charged after tax.
(After-tax interest rate 2.1573%)
Recent public offering shares and real power shares that determine whether to participate in the subscription
The important number is 2.1573% haha
In HTS, you can check the screen number 1240 in the same way.
The average annualized rate of return is due to interest rate fluctuations in August, and is expected to be displayed at 2.55% from September.
You can also take advantage of the “CMA automatic investment function in the form of notes issued”, so you do not have to go through the hassle of moving to CMA every evening and transferring to a consignment account the next morning.
That is all.
Have a good day!