Product Features
This is a product for which a preferential rate is applied according to the simple payment performance.
Easily connect your Wellbang Modpay account to Naver Pay, Kakao Pay, Toss, and Payco to receive a preferential interest rate! 웰뱅 모두페이 통장
Product information 이베이스매뉴얼
Deposit Type
savings account
Subscription target
individual customer
Subscription period
no limit
payment amount
no limit
Interest payment method
Payment is made on the next business day after settlement on the business day immediately preceding the third week of every month (based on Saturday) (additional to the principal)
-Only one account per person can be registered.
– It is not transferable to another person.
– New subscriptions are possible only through mobile banking. When opening through mobile banking, you cannot sign up for tax-free comprehensive savings.
-If (a) seizure or pledge is registered in the account, principal and interest payments are restricted.
-Please check the product manual and terms and conditions before signing the contract.
-You have the right to receive a full description of the product in advance, and please make a transaction after understanding the description.
※ Customers who are restricted from using non-face-to-face account opening
① Minors under the age of 19, foreigners
② If you do not have a resident registration card or driver’s license
③ If you do not have a mobile phone or joint certificate in your name
④ Short-term multiple account opening holder (recently opened a deposit and withdrawal account)
⑤ Holder of a cannon bankbook or electronic financial fraud account
⑥ When registered in the financial accident prevention system
⑦ When additional information needs to be verified in accordance with the Specific Financial Information Act
Interest Rate Guide – Based on contracted interest rate [2022.08.21] (maximum interest rate before tax)
※ Preferential rate details
① The preferential interest rate is not applied to the deposit balance exceeding KRW 5 million.
② The preferential rate of condition 1) is applied daily to the final balance of each day
③ The preferential rate of condition 2) is applied to the interest calculation period (1st to last day) of the month following the month in which the condition is met.
Same applies to new
④ The simple payment transaction performance of condition 2) means that this deposit is registered in a simple payment (Pay) application, etc.
It means real-time account transfer using simple authentication (biometric authentication, simple password, etc.) for payment, etc.
⑤ The simple payment transaction performance of condition 2) is recognized only for transactions that occurred with the institution code of the simple payment (Pay) company specified below.
※ Easy payment (Pay) company and institution code
⑴ Viva Republica (Toss): FSB000001, C110647739
⑵ Kakao Pay: FSB000002, C010268581
⑶ NHN Payco (PAYCO): FSB000003, C010120494
⑷ Naver Financial (Naver Pay): FSB000004, C010108814
* If the above simple payment (Pay) company is changed, it will be posted through the branches and the Internet homepage. Performance is recognized until the last day of the month to which the excluded day belongs
Early termination rate and post-maturity interest rate [As of 2022.08.21]
-Welcome Savings Bank Compliance Officer Sim Eui-pil (public) No. 120 (202.06.08 ~ 2023.06.07)
-If you have any questions or complaints after subscribing to the product, please contact the customer service center (1661-9400) or the Internet website.
(), and in case of a dispute, contact the Financial Supervisory Service (1332 without an area code), etc.
You can ask for help.
Please check the product description and product terms and conditions before subscribing.
thank you
How to join
Play Store → Welcome Savings Bank