월세보증금 담보대출 가능한곳Youth Monthly Rent Deposit Loan
SGI Monthly Rent Deposit Loan
Notice of Assignment of Claims Required
Compliance Supervisor Shim Ui-pil 24-1969 (2024.11.22.~2025.11.21.)
Customers who meet all of the criteria below
HF Monthly Rent Deposit Loan / Youth Monthly Rent Deposit Loan
SGI Monthly Rent Deposit Loan
Houses that fall under any of the following are not eligible for loans
Minimum loan amount: 5 million won
Lump-sum repayment at maturity: During the loan period, interest is paid monthly on the loan amount, and the full amount is repaid at maturity.
Costs that may arise depending on the application amount and application product are withdrawn from the payment account at the same time as the loan is sent to the landlord. Cognitive tax
Korea Housing Finance Corporation guarantee fee
Exemption
Weekdays/Saturdays 08:00 ~ 22:00 (Cannot be submitted on Sundays and public holidays)
If the following reasons occur after the loan is executed, the entire loan amount must be repaid immediately.
If there is an unpaid amount based on the monthly interest payment date, the delinquency interest rate will be applied as follows.
Kakao Bank monthly rent deposit loan holding
Other financial institutions monthly rent deposit loan holding
Kakao Bank monthly rent deposit loan holding
Other financial institutions monthly rent deposit loan holding
This only applies when transferring a monthly rent deposit loan from another financial institution to Kakao Bank. Please submit an image of a document proving the repayment of the loan through the Kakao Bank mobile app. The loan can be executed once the image document is confirmed by the customer center. HF Monthly Rent Deposit Loan
All customers using HF Monthly Rent Deposit Loan
Youth Monthly Rent Deposit Loan
SGI Monthly Rent Deposit Loan
Customers who have renewed a contract for the house they initially applied for a loan for (including implicit extension)
Application possible from 30 days before the loan maturity
In the following cases, the monthly rent deposit loan period cannot be extended.
In the case of married couples, the spouse’s consent to provide information is required to confirm whether the spouse has a monthly rent loan and owns a house.
Submit an image (prepare yourself)
Submit via certificate
The right to withdraw from a loan contract refers to the right to withdraw from a loan contract during the deliberation period for the loan contract.
The right to cancel an illegal contract refers to the right to cancel the contract if the bank violates the suitability, appropriateness, and explanation obligations stipulated in the 「Financial Consumer Protection Act」 or enters into a loan contract through unfair trade practices or unfair solicitation. The right to request access to data refers to the right to request access (including copies and hearings) to data recorded, maintained, and managed by a bank for the purpose of redressing rights, such as dispute resolution or litigation. The right to respond to personal credit ratings refers to the right to request explanations of personal credit rating results and key criteria based on automated evaluations, and the submission of information deemed advantageous for the calculation of results, or correction, deletion, or re-calculation of basic information.
