소액생계비대출 대상Deposits and savings
Loans
Foreign exchange
Cards
Customer center
Bank introduction
Recruitment
1. The small-sum living expenses loan is a policy product for the common people that will serve as a stepping stone for those who have no choice but to resort to illegal private finance.
2. If your credit score is in the bottom 20% or lower and your annual income is 35 million won or lower, you can borrow up to 1 million won at a minimum annual interest rate of 9.4%.
3. After preparing the documents, make an appointment for a face-to-face consultation at the National Small Business Finance Integrated Support Center.
This is a loan product that will serve as a stepping stone for those who have no choice but to resort to illegal private finance because it is difficult to even use a loan shark. It is one of the policy products for the common people sold by the Small Business Finance Promotion Agency.
If your credit score is in the bottom 20% or lower and your annual income is 35 million won or lower, you can borrow.
* During the loan consultation process, the loan may be rejected depending on the use of gambling or other speculative purposes, or the will to repay. If you have delinquent payment information or financial order disruption information registered with the Korea Credit Information Service, your loan may be rejected. If you are currently delinquent, you will be required to apply for a debt adjustment consultation with the Credit Recovery Committee when applying for a small living expenses loan. If you do not receive a non-adjustment consultation in the future, interest rate incentives and additional loans will be restricted.
Interest rate
You can borrow at an interest rate of at least 9.4% per annum (up to 15.9% per annum).
Limit
You can borrow up to 1 million won per person.
Two documents are required.
If you are a first-time user
Make a reservation on the small living expenses loan online reservation page or the Small Business Finance Call Center (1397), and then visit a National Small Business Finance Integrated Support Center for face-to-face consultation.
In the case of additional loans
Additional loans can be applied for and received on the same day through the Small Business Finance Promotion Agency app. You can easily apply for an additional loan through the app without making a reservation or visiting the Small Business Finance Integrated Support Center.
* This content is based on the Small Business Finance Promotion Agency.
