Today, I will write an article about how to solve micropayment nonpayment. Micropayment is a service provided by smartphone carriers, and different limits are set depending on the carrier or credit rating.
At first, the limit is not high, but as time goes by, the limit increases, and excessive use can cause you to feel burdened when paying bills and even to non-payment. As much as it is convenient, many people do not recognize how much they pay, so there are many people who use it indiscriminately and later regret it.
소액결제 미납 해결방법
If you do not pay once, it will continue to be overdue, so it will be suspended, so it is better to resolve it quickly. Let’s find out how to solve it through this article. Let’s look at it below.
Non-payment of micropayments
Even if you do not pay directly, the person who lost your phone can suffer damage by making a small payment. If you do not pay at this time, you will not be able to pay, and the limit of micropayments will be lowered, and your mobile phone may also be suspended. In order to avoid this kind of problem, it is better to block it normally and release it only when necessary.
How to solve micropayment non-payment
The solution to non-payment of micropayments will not be solved by itself by leaving it alone to pay all the bills first. In addition, there are more and more places that make small payments and return them separately, but if you look into them, you can see that the cost burden is high. When looking for these places, it is recommended to compare them after carefully examining them in order to pay as little burden as possible in terms of cost.
And if you do not pay after making a small payment, even for one day, the telecommunications company says that 4% is currently attached. As time goes by, interest rates rise, which inevitably becomes a burden and leads to charge bombs, which can also be a problem with your credit rating. So, it is better to be careful on a regular basis to avoid such problems.
Block microtransactions
In the case of the blocking method, all you have to do is download the mobile operator’s app, and click micropayment on My Page to change the limit and block it. It’s simple, but if you’re uncomfortable using the app, you can call 114 and do it, so if you’re worried about this before it’s overdue, you can easily block it.
How to raise the limit
On the other hand, there are those who want to raise the limit. Mobile phone micropayments are determined by subscription period, gender and age, rate plan, payment method, number of non-payments, total overdue amount, number of suspensions, average suspension date, average amount of debt, and age of the latest unpaid month. From around April 2020, the mobile phone micropayment limit was raised to 1 million won, but in order to use the limit of 1 million won, you must individually apply for a limit increase.
First of all, you can also change the micropayment limit by logging in to the homepage of each telecommunications company and using Change micropayment in My Service. If you are not accustomed to using mobile applications, you can call the customer center of each telecommunication company and request a limit change.
micropayment overdue
If you continue to pay without recognizing it precisely because of the easy payment, the next month the fee will come out enormously, and if you have not paid it for only one month, the next month it will almost double to a huge amount. If you do not pay the fee in this way, it may become overdue, stop sending and receiving, and may even reach the stage of termination of authority.
conclusion
While it’s helpful to know how to resolve micropayment nonpayments in advance, it’s better to be mindful of not paying them in the first place. In order to maintain a healthy consumption life, I think it is a way to use micropayments comfortably without overdue by adjusting the limit through upward or downward adjustment. If you know how to solve micropayment nonpayment as mentioned above, you will be able to quickly pay it even if you are in arrears and prevent problems with your credit rating. Thanks for reading the long article.