Today, we will learn about how to apply for and use Naver Pay postpaid payment. Naver Postpaid Payment is a service available at Naver Smart Store, and deferred payment is possible using Naver Pay when making online payments.
You can rest assured that applying for the deferred payment service will not affect your credit score. When you sign up, you are granted a limit for postpayment, and the limit for postpayment is up to 300,000 won.
👇 Download Naver Pay app (Android)
👇 Download Naver Pay app (iPhone)
Naver Pay Postpaid Payment
Postpaid payment, or BNPL (buy now, pay later) system without credit cards, is becoming a new consumption trend. In order to provide opportunities for small-scale credit to financially underprivileged groups such as newbies and housewives, we are providing financial services as an innovative financial service designated by the Financial Services Commission.
Naver Pay postpaid payment application
Naver Pay > My Assets > Postpaid Payment
Agree to Terms of Use
Select payment date and register payment account
Check usage level
Application completed
Naver Postpaid Payment Advantages
Similar to a credit card, you can use up to 300,000 won and even earn Naver points.
Accumulate 1% Naver Pay points
Free annual membership fees and commissions
Year-end tax settlement income deduction possible
Available at Naver Shopping affiliated stores
Naver Pay postpaid payment target, terms of use, usage limit
The usage limit is up to 300,000 won. The usage limit upon signing up is determined according to internal standards, and if you continue to use postpaid payment, it can go up to a maximum of 300,000 won.
For Koreans over 19 years of age
Limited to 1 ID per person
Payment date can be selected on the 5th, 15th, or 25th.
Postpayment is available after all points and money are used up.
If the payment is overdue, the service cannot be used, and a late payment fee of 12% per year or 0.0328% per day will be charged on the overdue principal, so please keep this in mind when using the service.
Naver Pay deferred payment payment date and period of use
The usage amount using deferred payment is billed 10 days prior to the payment date, and the payment date and usage period, excluding the first month, are as follows.
Payment dateTerm of use 5th of each month 21st of the previous month ~ 20th of the previous month 15th of each month 1st of the previous month ~ last day of the previous month 25th of each month 11th of the previous month ~ 10th of the current month
Where to use Naver Pay postpaid payment
Naver postpaid payment service is available at Naver Pay affiliated stores. The use of postpay is restricted at payment-type merchants such as Aladdin, Insurance, Baemin, and Yogiyo Delivery that only provide Naver Pay payments, and at some merchants such as Naver Webtoon Cookie, Naver Reservation.Order, and convenience store on-site payment.
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Today, we learned about how to apply for and use Naver Pay postpaid payment. Postpaid payment can be useful when absolutely necessary, but you must use it carefully. People who have difficulty issuing credit cards can use it with spending management in mind.
Overseas BNPL services can be used even by foreigners if they reside in the relevant country. However, Naver’s postpaid payment service is currently not available to foreigners.
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