개인사업자 햇살론 자격조건Check loan eligibility
Guarantee Department Loan Current Contract Guarantee (Employee) Self-Checklist
1.Do you meet any of the following requirements?
2. Have you been employed continuously for more than 3 months?
3. Do you currently have a guarantee balance with the Regional Credit Guarantee Foundation, Credit Guarantee Fund, and Technology Credit Guarantee Fund?
4. Are you currently a person involved in a guarantee accident (including accident retention) or a person responsible for subrogation of the National Credit Guarantee Foundation, Regional Credit Guarantee Foundation, Credit Guarantee Fund, and Technology Credit Guarantee Fund?
5. You are currently delinquent for more than 3 months, bankruptcy, non-payment of utility bills, credit recovery support, bankruptcy and discharge decision, personal rehabilitation, etc.
Is your credit information being managed for some reason?
6. Have you currently applied for commencement of rehabilitation procedures, bankruptcy procedures, or personal rehabilitation procedures?
7. You have been delinquent on a loan from a financial institution for more than 30 days more than once, or more than 4 times for more than 10 days within the past 3 months.
Have you ever made any overdue payments?
8. Are there any seizures, provisional seizures, or injunctions against your own residential home?
Guarantee Department Loan Current Contract Guarantee (Self-Employed) Self-Checklist
1.Do you meet any of the following requirements?
2. If you have not registered your business, have you not been issued any of the documents below?
3. Is the spouse of a guarantee applicant who has not registered a business engaged in a guarantee transaction with a local credit guarantee foundation?
4. Does the business you operate fall under the “guarantee-restricted business”? Guarantee-restricted business: Luxury entertainment businesses such as golf courses, entertainment bars, dance halls, steam baths and massage parlors, and gambling and betting businesses.
※ Excluding those in progress of personal rehabilitation or personal workout
5. As of the guarantee application date, is the credit guarantee applicant subject to credit management information (formerly, credit default regulator)?
※ Excluding those in progress of personal rehabilitation or personal workout
6. Do you receive guarantee support from the Credit Guarantee Fund, Technology Guarantee Fund, Regional Credit Guarantee Foundation, or National Credit Guarantee Foundation?
7. Are you a person related to the guarantee accident (accident and subrogation payment person) of the guarantee agency?
※ Excluding those in progress of personal rehabilitation or personal workout
8. Are you currently in arrears on your loan from a financial institution?
9. As of the date of application for guarantee, are there any infringements on your rights, such as seizure, provisional seizure, or provisional disposition, at your own business (including those owned by your spouse) or your own home?
10. If you are applying for a start-up loan, have you previously received start-up loan guarantee support based on completion of start-up training and consulting from the Regional Credit Guarantee Foundation?
11. As of the date of application for guarantee, are there any infringements on your rights, such as seizure, provisional seizure, or provisional disposition, at your business (including those owned by your spouse) or your home?
※ Excluding those in progress of personal rehabilitation or personal workout
12. Does your annual income exceed 40 million won?
※ The maximum loan amount varies depending on credit rating.
※ The loan period for workers and businesses is different.
July 26, 2010 ~ Until limit is exhausted or business ends
Main number: 02-3978-600 / 02-3978-800 | Financial fraud reporting night call center: 02-3978-800
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