햇살론15 조건menu
View all
Search
View all
Those with the lowest credit who have no choice but to use high-interest loans such as moneylenders and illegal private finance can easily obtain bank loans as long as they meet the minimum standards.
The National Happiness Fund supports the use of low-income financial products through a policy guaranteed by the National Happiness Fund.
Personal credit score
A person whose personal credit rating is in the bottom 20/100*
(There is no limit on personal credit score for those with annual income of 35 million won or less)
annual income
Less than 45 million won
Special support from the Korea Inclusive Finance Agency for those who have difficulty receiving support through banks’ standardized screening.
It’s a process.&
Special support is provided by qualitatively reviewing not only credit information, but also income situation, use of funds, repayment intention and plan, etc. during face-to-face counseling.
Decide whether to apply.
Repeated use
Sunshine Loan 15 can be used multiple times without limit after repayment is completed.
Additional use
If additional funds are needed while using the loan, one additional loan is possible
14 commercial bank counters and internet-only banks nationwide
KB Kookmin, Shinhan, Woori, IBK Enterprise, Hana, Nonghyup, Suhyup, Gyeongnam, Gwangju, Daegu, Busan, Jeonbuk, Jeju,
SC Jeil, Kakao Bank
Special guarantee: 41 low-income financial integration support centers nationwide (see table below)
※ Sunshine Loan 15 special guarantee loan service is operated by reservation system at each center.
For consultation and reservations, please contact the Microfinance Call Center (1397 without area code).
※ You can check loan availability in real time through the “Customized Loan Service” of the Korea Inclusive Finance Agency.
can.
· Shinhan, Woori, Jeonbuk, Gwangju, Kakao Bank, and Busan Bank can apply for Sunshine Loan 15 through mobile app
※ For information about installing and applying for the mobile app, please contact your bank’s call center.
In the Korea Inclusive Finance Agency app
Apply for Sunshine Loan 15
Copyright Since 2016 Korea Inclusive Finance Agency.
All Rights Reserved.
Nationally recognized certification body (ISMS): Financial Security Institute
[Certification Scope] Public service operation (web, mobile)
[Validity period] 2022.02.23. ~ 2025.02.22.
