카카오뱅크 비상금대출 조건 Kakao Bank emergency fund loan qualifications and limits

카카오뱅크 비상금대출 조건Kakao Bank Emergency Loan is an emergency fund loan that can be obtained even if you do not have income.

Kakao Bank emergency fund loan is possible with simple authentication, so please check it out.

Kakao Bank Emergency Loan is a product operated by Kakao and is used by many people through easy inquiry and benefits, and comfortable management is possible through the app.

Kakao Bank Emergency Loan

Kakao Bank Emergency Loan is an emergency fund loan conducted by Kakao Bank, and you can qualify if your credit score is 800 or higher.

Regardless of job or income, unemployed people are also eligible, and Korean nationals aged 19 or older can receive an emergency fund loan.

However, not all conditions can be obtained. This is impossible if there is an application for overdue or bankruptcy information, personal rehabilitation and bankruptcy, and it is impossible to receive a loan product from Kakao Bank, but it must not be overdue.

Loan limits are available from a minimum of 500,000 won to a maximum of 3 million won.

Conditions may vary depending on your credit rating and income level, and if you need accurate confirmation, please check after downloading the app.

The interest rate is fixed and can be applied up to 15% depending on the personal credit rating. In addition, interest is accrued based on the interest payment date when the loan is executed.

loan limit
loan period
loan interest rate
subject to loan

There is no early repayment fee for Kakao Bank’s emergency fund loan, and you can apply for an extension before the loan period reaches one year. For more information, you can download the Kakao Bank app and proceed.

– Google Play Kakao Bank
Kakao Bank – Apps on Google Play
Deposit, installment savings, loan, overseas remittance, check card, meeting bankbook, and even my credit information with one Kakao Bank app
play.google.com
– Apple Store Kakao Bank
‎Kakao Bank
‎Easier, more frequent financial innovation in everyday life Kakao Bank, the first bank in the financial sector ■ Newly designed bank • 365 days a year, all banking operations on mobile without visiting a branch • Easy account opening in 7 minutes
apps.apple.com

The advantage of Kakao Bank minus account loan is that it has a higher limit than emergency fund loan. If you need a loan of more than 3 million won, please consider a negative bankbook loan rather than an emergency fund loan.

Unemployed, required amount less than 3 million won

While in office, required amount over 3 million won

For more details, please check the Kakao Bank Minus Account.

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