청년내일저축계좌 신청방법The youth tomorrow savings account is back. The Youth Tomorrow Savings Account, which started in 2022 and celebrates its second year this year, is receiving a lot of attention as a policy that provides a ray of light to young people who are having difficulty making a lot of money in the era of high interest rates and high prices.
According to the Ministry of Health and Welfare, new members of the Youth Tomorrow Savings Account will be recruited from this month to the 26th. The target is working youth between the ages of 19 and 34 from households with incomes below 100% of the median income.
Then, what kind of positive function does the Youth Tomorrow Savings Account have, and what are the qualifications for application? The following is a QnA related to the ‘Youth Tomorrow Savings Account’, which is a collection of frequently asked questions.
Q. What is the Youth Tomorrow Savings Account?
The Youth Tomorrow Savings Account is a financial product that allows young people to save 100,000 won a month and receive 7.2 million won in principal and interest at the maturity of three years with the government subsidizing the same amount.
Q. What are the advantages of the Youth Tomorrow Savings Account?
The Youth Tomorrow Savings Account is an account in which the government provides an additional 100,000 won per month when a young person saves 100,000 won per month for three years. At the maturity of 3 years, you can receive a total of 7.2 million won in reserves and interest, including 3.6 million won paid by you.
In the case of young people from low-income households, such as recipients of basic livelihood security and those from the next upper class, if they save 100,000 won per month, the government supports 300,000 won per month, and three years later, they receive a total of 14.4 million won, including 3.6 million won.
Q. What are the qualifications for application?
Eligible applicants are working young adults between the ages of 19 and 34 who earn more than 500,000 won and less than 2.2 million won per month from work or business, their household income is less than 100% of the median income, and their household assets are below a certain level. can join
The standard for household property varies by region: 350 million won in large cities, 200 million won in small and medium-sized cities, and 170 million won in rural areas.
However, in the case of basic livelihood security recipients and young people from the next upper class, the age standard for joining is 15 to 39 years old, and the standard for earned income and business income is 100,000 won or more per month.
Q. How to receive full government subsidies?
To receive the full government subsidy, you must save at least 100,000 won per month while continuing to work for three years after signing up. In addition, you must complete 10 hours of online education on the asset formation portal (hope.welfareinfo.or.kr) and submit a fund use plan six months before maturity.
Q. How to sign up for Youth Tomorrow Savings Account?
To sign up for the Youth Tomorrow Savings Account, visit the nearest eup, myeon, or dong office within the city, county, or district of your address during the application period and apply. You can also apply from the 15th of the following month on the welfare portal website operated by the Ministry of Health and Welfare.
In order to support smooth reception at the site, a five-day system based on the date of birth will be implemented for the first two weeks from the 1st to the 12th of next month. Young people who want to join can receive guidance from the public official in charge when they visit with their ID and certificate of employment.
Q. When will the results of the Youth Tomorrow Savings Account selection be announced?
The results of the selection of the recipients will be informed by individual text message during August after conducting a survey on the income and property of the youth and members of the same household. The youth who received the selection information can open a bank account and accumulate 100,000 won per month.
Q. What is the difference between the Youth Tomorrow Savings Account and last year?
The government improved the enrollment criteria compared to last year in consideration of the difficult economic situation and employment of young people due to the Corona 19 epidemic.
First of all, the wage and business income standard for young people who can join was raised from 2 million won to 2.2 million won. In addition to the existing military enlistment suspension system, in the case of pregnancy, childbirth, parental leave, resignation, etc., a system to suspend accumulation (up to 2 years) is provided to keep the bankbook.
Reporter Kim Mi-young kmy@dailycc.net
