Shinhan Card Point Plan Card 10 Advantages and Disadvantages Analysis
1. Easy accumulation system:
The accumulation rate is automatically adjusted upward according to the amount used in the previous month.
You can accumulate points naturally without any additional applications or procedures.
You can earn points quickly with a high accumulation rate of up to 3%.
2. Various payment benefits: 신한카드 포인트 플랜 카드
Additional points are provided for weekend dining out and automatic payment of regular payments.
You can also enjoy point accumulation benefits when paying through My Shinhan Pay.
You can enjoy spending by offering discounts and benefits at various partner stores. 이베이스매뉴얼
3. Use points strategically:
1 point = 1 won and can be used like cash, so it can be use
d flexibly.
You can maximize the value by exchanging it for various gift certificates and gifticons.
You can enjoy travel benefits by exchanging your mileage.
4. Develop smart spending habits:
Since the accumulation rate varies depending on the amount used, it helps you plan your spending.
Reduce unnecessary spending and develop planned spending habits.
You can increase consumption satisfaction by accumulating points.
5. Affordable annual fee:
You can use the domestic-only card without any burden with an annual fee of 20,000 won.
The overseas card has an annual fee of 23,000 won, making it useful when traveling overseas.
Considering the point accumulation benefits, it is well worth the annual fee.
6. Convenience in application and management:
You can easily apply through the Shinhan Card website or app.
You can easily check your card usage history and point status through the MySinhan app.
You can receive various inquiries and support through the customer center.
7. Shinhan Card’s strong brand:
As the largest card issuer in Korea, we provide trustworthy brand value.
We have a safe and convenient payment system.
We increase customer satisfaction by providing a variety of additional services and benefits.
8. Differences from other cards:
It is advantageous for small payments as it is a points system based on the payment amount per transaction.
The accumulation rate is adjusted upward according to the amount used in the previous month, providing benefits to consistent users.
We are competitive through various payment benefits and additional services.
9. Things to watch out for:
To apply the maximum accumulation rate, you must achieve the previous month’s usage goal.
Foreign payment fees may apply when making overseas payments.
You must check the expiration period of your points and use them appropriately.
10. Comprehensive evaluation:
It is a card with excellent advantages such as a simple accumulation system, various payment benefits, and the formation of wise spending habits.
The low annual fee, convenience of application and management, and Shinhan Card’s strong brand are also advantages.
There are also things to pay attention to, such as maximum accumulation rate conditions, overseas payment fees, and point expiration period.
conclusion:
Shinhan Card Point Plan Card is an attractive card that provides a simple accumulation system and various payment benefits.
However, there are some things to watch out for, such as the maximum accumulation rate condition.
It is important to choose carefully according to your spending patterns and purpose of using the card.