Today, I would like to take a look at one of the most useful features of using a credit card, prepayment.
Since I am a sole proprietor, I have a lot of card transactions that leave a record rather than cash transactions, so I sometimes make small payments in advance when excessive billing comes out.
This time, I will take a look at the Samsung Card prepayment method, which is the most used in daily life among the various cards I have.
Credit card prepayment?
First of all, prepayment means paying the payment amount before the card payment date. 삼성카드 즉시결제
For example, if the 20th is the payment date, it means that the payment is made on the same day or the day before. 이베이스매뉴얼
Usually, in the case of prepayment, it is used to give good credit ratings or to reduce interest on credit card installment payments.
So, how do you use the Samsung Card?
Pre-Pay with Samsung Card App
There is also a way to use the Samsung Card Customer Center for prepayment, but in this case, it may take some time to connect to an agent.
So, in my case, I will just proceed through the Samsung Card app.
If you have difficulty using the app and need to contact the Samsung Card customer center, please use the customer center phone number below.
Samsung Card Customer Center Representative Number: 1588-8700
Here’s how to use it through the app.
1. Run the app
First, launch the Samsung Card app and log in.
In the case of login, each has its own method of use, so it is omitted.
After logging in, you will see the following screen
2. Find the Samsung Card Instant Payment menu
In the case of prepayment, the name of each credit card company is slightly different.
In the case of Samsung Card, you can use the Samsung Card Instant Payment menu.
First, click the [three]-shaped menu in the upper left corner.
When the next menu appears, click My > Card Payment > Instant Payment.
3. Apply for payment
In fact, if you come this far, your Samsung Card instant payment is almost complete.
If you press the menu earlier, the following screen will appear first.
Click here to apply below
Now, the following screen will appear
If you select the total amount of use in advance or the lump-sum payment amount, you can pay the amount in advance.
wait here
If you would like to pay in advance for each
Sometimes you want to pay the amount you used yesterday or a specific payment amount first.
In this case, you can click Apply for Payment by Usage on the previous screen.
Then the payment amount will be displayed as below.
Make a selection here and click Done Selection.
After making your selections, click Next at the bottom.
After that, you can choose a payment method.
In my case, I used a direct debit account.
press next
You can select your authentication method.
Authenticate with card password.
Now, the Samsung Card instant payment has been completed.
Should I check it too?
If you have completed the payment immediately like this, you should check the processing result to see if it went well.
If you press My > Card Payment > Instant Payment menu, you will see the processing result inquiry at the bottom.
You can check the processing result by clicking here.
The processing result is shown at the top.
It’s simple
What are the advantages of prepayment?
In general, you can enjoy the benefits of installment interest discounts when making advance payments.
In the case of interest related to card installment, interest is calculated for the number of days used.
Credit card advance payment, credit rating impact, pros and cons What should I pay attention to when paying in advance?
As interest in and importance of credit score increases, more and more people use prepayment when using credit cards …
It can also be reflected in your credit score to get a good rating.
If you can afford it, please pay in advance to improve your rating a little.
organize
This time, we looked at the Samsung Card prepayment method in detail.
If you have checked through the customer center every time, it may be a good way to check the method through the app without waiting time.
I hope that today’s content will be of some help to you in using the card, and I will finish the content.