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Have you ever received a call from someone claiming to be from your bank or a government agency, asking for your personal information or money? This can be a form of voice phishing, a type of scam where fraudsters use social engineering techniques to trick individuals into divulging sensitive information or sending money. **Voice phishing is becoming increasingly common**, and it’s important to know how to protect yourself against these scams.
**What is voice phishing and how does it work?**
Voice phishing, also known as vishing, is a form of scam where fraudsters use phone calls to deceive individuals into sharing personal information or sending money. **Scammers often use tactics like pretending to be from a trusted organization or creating a sense of urgency to manipulate their victims**. They may ask for sensitive information like your Social Security number, bank account details, or credit card information.
**How to identify voice phishing attempts**
If you receive a call from an unknown number asking for personal information or money, it’s important to be cautious. **Legitimate organizations will never ask you for sensitive information over the phone**. Look out for red flags like a sense of urgency, threats of legal action, or requests for immediate payment. **If you’re unsure about the legitimacy of a call, hang up and contact the organization directly using a verified phone number**.
**What to do if you’ve been a victim of voice phishing**
If you’ve fallen victim to a voice phishing scam, it’s important to act quickly to protect yourself. **Contact your bank or credit card company to report the incident and freeze any affected accounts**. **Change any passwords or PINs that may have been compromised**. **Consider filing a report with your local law enforcement agency or the Federal Trade Commission**.
**Tips for protecting yourself from voice phishing scams**
To protect yourself from voice phishing scams, **never share personal information over the phone unless you initiated the call**. **Be wary of calls from unknown numbers and always verify the caller’s identity before sharing any sensitive information**. **Educate yourself and your loved ones about common voice phishing tactics and how to spot them**.
**Summary**
Voice phishing, or vishing, is a tactic used by fraudsters to trick individuals into sharing personal information or sending money over the phone. **To protect yourself, be cautious of unknown callers, never share sensitive information over the phone, and act quickly if you become a victim of a voice phishing scam**.
**FAQs**
1. How can I report a voice phishing scam?
2. What should I do if I’ve already shared my personal information with a scammer?
3. Are there any ways to track down the scammers behind voice phishing scams?
4. Can I prevent voice phishing attempts altogether?
5. How do scammers know my personal information when they call?
6. Is it safe to call back an unknown number that left a voice phishing message?