대학생 생활비 대출 가능한 곳Many people think that it will be difficult for college students to get loans because they have no income. However, these days, a variety of low-interest microloan products for college students are available. From now on, we will introduce the TOP 9 best options among low-interest college student loan small products available to college students.
index
Loan eligibility requirements: Ages 19 to 34
Conditions for loan eligibility: Job seekers or new workers with an annual income of 35,000,000 won or less (worked at a small or medium-sized company for less than 1 year)
Interest rate: 3.6% for those receiving social consideration, 4% for those preparing for employment, and 4.5% for those just starting out in society.
Loan limit: up to KRW 12,000,000
Loan term: Up to 8 years grace period, 7 years repayment, total 15 years
Review time: Between 3 and 7 days
Banks in charge: Jeonbuk Bank, Shinhan Bank, and Industrial Bank of Korea
Application procedure: After installing the microfinance integration application, complete financial education and submit required documents.
We will recommend loans for the unemployed and provide a complete list of places where you can get small loans for emergency funds.
Borrowers: College and cyber college students, including undergraduate students under 35 years of age;
Interest rate: between 1 and 2% (1.7% in 2021);
Loan amount: Up to 3,000,000 won, up to 1,500,000 won per semester,
Loan term: 1 year;
Review period: within 7 days,
Repayment options: Repayment available early or via automatic transfer.
Go to Korea Scholarship Foundation Living Expense Loan
Loan eligibility conditions: Loans are available to individuals aged 19 or older with a telecommunications credit rating between CB 1 and 6 and no record of delinquent telecommunication bills.
Loan interest rate: An interest rate of approximately 3% is applied.
Loan limit: You can borrow up to 3 million won.
Loan Term: The loan term is 1 year.
Review period: Review will be completed within 2 days.
Go to Woori Bank Emergency Loan
Loan eligibility requirements: Those who are 19 years of age or older and have a telecommunications credit rating between CB 1 and 6 and have no history of delinquent telecommunication bills can take out a loan.
Loan Interest Rate: A minimum interest rate of 2.9% applies.
Loan limit: You can borrow up to 3 million won.
Loan Term: The loan term is 3 years.
Review period: Review will be completed within 2 days.
Go to Nonghyup All-In Emergency Loan
Loan eligibility conditions: Those who are 19 years of age or older and who can issue an insurance policy from Seoul Guarantee Insurance.
Loan interest rate: Starting at 3.88%.
Loan amount available: Up to 2 million won.
Loan Term: The loan term is 1 year.
Review period: Completed within 3 days after application.
Go to Shinhan Sol Convenient Emergency Loan
Loan eligibility: Anyone 19 years of age or older, regardless of income level.
Loan interest rate: Starting from a minimum of 4.5% per annum.
Loan amount: Up to 3,000,000 won can be borrowed.
Loan Term: The loan term can be up to 1 year.
Review Period: Loan review will be completed within up to 5 days after application.
Go to Hana One Q Emergency Loan
Eligibility: Customers must be 19 years of age or older and have used a credit card for at least 6 months.
Interest Rate Terms: Minimum interest rate starts at 3.35% per annum.
Loan amount: You can borrow up to 3 million won.
Loan Term: The loan term can be up to 1 year.
Review period: Review will be completed within a maximum of 2 days after application.
Go to Toss Emergency Loan
Qualification requirements: Individuals aged 19 or older who can issue insurance policies from Seoul Guarantee Insurance and who have a credit rating of 8 or higher.
Interest Rate Information: The lowest interest rate on the loan is 3.09% per annum.
Loan limit: Applicants can borrow up to 3,000,000 won.
Loan Term: The term of the loan is set at 1 year.
Review Period: Loan review will be completed within 2 days of application.
Go to Kakao Bank Emergency Loan
Loan conditions: Those who are 19 years of age or older and eligible to issue insurance policies from Seoul Guarantee Insurance can apply regardless of income.
Interest Rate Information: The minimum interest rate on the loan is 2.98% per annum.
Loan limit: The maximum loanable amount is 3 million won.
Loan Term: The term of the loan is set at 1 year.
Review Period: Loan review will be completed within 2 days of application.
Go to K Bank Emergency Loan
This time, we looked at the TOP 9 institutions that provide small loans for college students. You can choose the product with the lowest interest rate that suits your conditions. However, when applying for a loan, there is a high chance of rejection if you submit your application to multiple institutions at the same time, so it is important to apply to one institution at a time.
Comment
Save my name, email, and website in this browser for the next time I comment.
Receive comment notification emails
Receive email notification of new posts
